QUESTION
Can an insurance company require a medical document from my elderly father if I am his power of attorney?
Asked on Aug 06th, 2013 on Estate Planning - Missouri
9 ANSWERS
It would depend on what powers you hold as your father's attorney in fact. Confidentiality laws may limit or require the company to approach your father first.
Answered on Aug 29th, 2013 at 2:41 PM
3 Awards
Is the power of attorney activated on accordance with the terms of the document? If unsure, seek legal counsel.
Answered on Aug 29th, 2013 at 2:41 PM
Thomas Edward Gates
Yes they can ask for the medical document. Your Power of Attorney has no significance to the request.
Answered on Aug 29th, 2013 at 2:40 PM
The insurance company may be seeking information to allow them to recognize the Power of Attorney. For further assistance, contact an attorney who specializes in estate planning.
Answered on Aug 29th, 2013 at 2:40 PM
2 Awards
If the insurance company policy states that medical documents are necessary under the policy yes they can require it. Your being power of attorney doesn't affect that.
Answered on Aug 29th, 2013 at 2:40 PM
Business Planning Attorney serving Livonia, MI
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Frederick & Frederick Attorneys at Law
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If you are your father's agent, then you have the right to sign on his behalf. Beyond that, more information is needed regarding what they are seeking.
Answered on Aug 29th, 2013 at 2:40 PM
The medical information would be necessary only if the power of attorney becomes effective only upon his incapacity.
Answered on Aug 29th, 2013 at 2:39 PM
Trusts Attorney serving Sacramento, CA
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Law Office of Victor Waid
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Yes, if they are issuing him insurance policy.
Answered on Aug 29th, 2013 at 2:39 PM
Bankruptcy Attorney serving Florissant, MO
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Law Offices of Thomas Corcoran Phipps
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Yes. But you can obtain the documentation pursuant to the power of attorney.
Answered on Aug 29th, 2013 at 2:38 PM