A Will has no legal effect until a court admits it to probate (proving -- that it is the Will of the person who died).
After the court appoints you executor (the Will only names you), you can open a bank account in the name of the estate and deposit the check.
If your mother's estate consists of more than the check, it could be financially worth your while. If not, it may not.
If it is not, you can let the check go to unclaimed property with the state comptroller and in four to six years (it varies by state), submit documents to show that you are entitled to the money.
This is general information. It cannot substitute for a personal consultation with an attorney. It is not intended to be legal advice or imply an attorney-client relationship.
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