If you do not have a POA, then NO ONE has legal authority to make decisions for you, if you become incapacitated. There are some doctors and hospitals that might agree to allow family members to direct things, but if there is more than one child and they are not unanimous in how they want to proceed, then you are out of luck. In most cases, without a POA, you would need to have probate proceedings for guardianship and conservatorship. This costs about $1,500-2,000, and can take about 2 months to get in place. There are then ongoing responsibilities to the court. It is FAR better to have a POA, so YOU get to choose who will act, and so you can avoid probate, completely. It is not expensive to set this up.
Answered on Aug 06th, 2012 at 8:28 PM