I''m 18 now, and I to access my trust fund that my grandparents have left me. Should I be expecting a call, or should I be going to a few banks?

This is very odd. You could be going on a long and fruitless search. Usually a beneficiary of a Trust is given the access information, or instruction about it. So you may just have to wait. You need to know at least who the Trustee is (the person designated to carry out the instructions in the Trust). Without that information, you are unlikely to ever find this fund. It is also the rare Trust that terminates (pays out) at the age of 18. Without a copy of the Trust document, there is no way to know if you have any rights to its assets. If you do not have a copy of the Trust documents, you cannot prove to any bank or financial institution that you have any right of access to information or proceeds. Financial institutions must protect the privacy of their account holders. Only if the bank is the Trustee is it going to be worthwhile for you to approach a bank about the funds and then only the bank Trust Department can help you. (Going from bank to bank asking if they have anything for you is not likely to get you any information at all. You are more likely to fall under suspicion than be helped.) In the meantime, you can try to: Find your grandparents and ask them for the information you need. Ask family, friends, colleagues and others. Don't explain more than that you want to get in touch with your grandparents. Offer to leave your address, phone and email information so that your grandparents can contact you, or they can have someone else do it. If you know or can locate the attorney who drew up the Trust, you can ask if he or she will send word to your grandparents or the Trustee and ask them to contact you. In the spirit of considering all possibilities, I am sorry to have to ask this question: Is it possible that your grandparents did not leave contact information because there is no Trust fund; or maybe the Trust no longer has funds in it? I obviously do not have the entire story, so it is very difficult to advise you. I hope these ideas will help. To your success, Gale Allison, Principal AttorneyThe Allison Firm, PLLChttp://www.theallisonfirm.comhttp://www.linkedin.com/in/GaleAllison