First, you'll need to make sure that you're named as the beneficiary of the 401(k), then do her in. Seriously, 401(k) plans - and all other retirement accounts - are a contract between the participant and the financial institution. One of the terms of that contract is who gets the funds upon the participant's death. That means a will, or lack of a will, has nothing to do with the distribution.
Answered on Jun 07th, 2016 at 7:18 AM