Your sister is wrong in some respects and most likely she will not own it individually. Yes the deed takes precedence, she would not get the house simply because she lived there with your mom's permission. So my question has the quit claim deed been recorded? What does it say? Be cautious If your mom has deeded it to you and your siblings "as joint tenants with right of survivor-ship". In Michigan it is almost impossible to break that joint ownership via court action and all 3 siblings have to agree to sell the house once title vests. So she would be entitled to live there as joint owner until she dies if she does not agree to sell (but you and your siblings can all live there also and simply move in). She will not be able to sell it without your agreement either (unless you die first) and the question becomes who will be liable for all of the bills, taxes, repairs, etc. while she is living there? If your mom has not recorded the quit claim deed and she is still alive. I advise her to contact an estate planning attorney and do it right with a will and or a trust rather than a deed that is intended to be recorded after death. I have been involved in multiple lawsuits between siblings because a parent deeds property to themselves and their siblings as "joint owners with a right of survivor-ship", its cheap to do now but this action can (and usually does) tear apart families.
Answered on Mar 29th, 2013 at 3:22 PM