my 46 year old younger brother has down syndrome and cannot comprehend paperwork or sign or understand what he is signing, i would like to obtain some for of life insurance for him to be able to bury or for expenses if and when he passes. not sure what i need to do for that ? he is not mobile cannot walk and is solely dependent on me for care what do i need to obtain a poa or guardianship or trust ?
Contact a local guardianship attorney. From your description, your brother lacks legal capacity to sign a Drable Power of Attorney.
You can buy life insurance on his life or an irrevocable funeral policy without this. The latter is preferred because it will not interfere with Medicaid eligibility while, over a certain amount, life insurance will.
This is general information. It cannot substitute for a personal consultation with an attorney. It is not intended to be legal advice or imply an attorney-client relationship.
Consumers can use this platform to pose legal questions to real lawyers and receive free insights.
Participating legal professionals get the opportunity to speak directly with people who may need their services, as well as enhance their standing in the Lawyers.com community.