Dont call me, call a local VA lawyer. If the house is in mom's name, it is not your obligation to save it and it can be foreclosed on, but you have no liability. It will be the estate of your mother whom the foreclosure action will be against. if you want to save the home, that is another matter. I would find a local attorney who does estate work AND bankruptcy. THe good thing is that alot of times when the record owner of the house is deceased, it stalls the foreclosure process, as the bank usually doesnt know about the death.
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