About the only way she can stop her present husband from keeping the entire house when she dies is to divorce him and claim that part of the money that went into the house from the insurance proceeds as her own investment and not his. Otherwise, she has already comingled the money she received from the insurance and voluntarily put his name on the deed That means he now own half the house. Period. Unless there was fraud in the inducement or some other reason for trying to get him off that deed now, he's there for good and when she dies, he receives her half by operation of law directly. She may be able to convey her half away, but it will not be easy and she'll need a real estate attorney to undertake it for her to make it even possibly successful.
Answered on Oct 12th, 2011 at 1:49 PM