The power of attorney needs to be for all medical decisions needing to be made, real estate owned, and access to bank accounts for a third party unable to make decisions on their own.
If the person granting the Lowe is competent now, but planning for a future incompetence, you would use a durable power of attorney and a medical power of attorney and hipaa form. If he power grantor is presently incompetent, you need a judicial guardianship.
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