One difficulty is that the lender has no way of knowing what you will actually receive because the lender does not know what debts (including taxes) must be paid first. These include the decedent's final year of income taxes.
Some Wills permit the executor to make partial distributions before paying all the debts. You might ask.
This is general information. It cannot substitute for a personal consultation with an attorney. It is not intended to be legal advice or imply an attorney-client relationship.
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