my fiance passed away when i was seven months pregnant .he had life insurance. isnt the money supposed to go to his next of kin?

A life insurance policy is essentially a contract. Upon death of the insured life, the proceeds go to whoever the owner of the policy designated as the beneficiary. If, alternately, there was no beneficiary designation or the estate of the deceased was designated as the beneficairy, then the proceeds of the policy would be distributed per the statue of descent and distribution. In Ohio, if a person is unmarried and has no living children at the time of his or her death, then any inheritance would go to that person's parents. Please be advised that the above answer is for information purposes only and is not intended to create an attorney client relationship.