normally, if a beneficiary dies before the policy owner, it passes to the contingent/alternate beneficiary. if no alternate beneficary is named, the policy lapses and is now paid to the estate of the mom.
Consumers can use this platform to pose legal questions to real lawyers and receive free insights.
Participating legal professionals get the opportunity to speak directly with people who may need their services, as well as enhance their standing in the Lawyers.com community.