My husband died without any apparent assets other than he is a joint owner of my primary residence. I have been asked for documentation such as probate papers while looking for assets, and a life insurance policy is asking for letters testamentary.
From your description, it appears that you will have to probate your husband's estate to transfer his interest in the home to you and to produce letters testamentary to receive the proceeds of the insurance policy. Please contact a local probate lawyer.
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