An estate checking account needs to be opened within the state of New York (since the New York assets cannot leave the state until distributed), but the administrator lives outside the state of New York. Every New York bank thus far contracted requires that the administrator travel to New York (and incur all the transportation, lodging, and meal expenses involved in doing so) in order to sign the signature card and other paperwork in person, and to physically display identification. This is true, even with banks that have branches both in New York and the administrator's home state. Are there any New York banks that will open an estate checking account for an out-of-state administrator, either online, by mail, or by visiting one of the bank's branches near the administrator's residence, that will not require the administrator to engage in long-distance travel?
We have opened many estate accounts for out of state administrators. Frankly, I do not understand why you are having this problem. However, maybe if you hired a New York lawyer with a relationship at a bank with a branch in your hometown and New York, the problem could be resolved.
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