If the accounts were "joint with right of survivorship," 100% passes to the surviving account holder.
If the accounts were "joint," 50% passes to the surviving account holder and 50% passes under the Will or, if there is no Will, according to the state's inheritance laws.
There may also be a need to probate (prove) the estate if there is something besides the accounts.
This is general information. It cannot substitute for a personal consultation with an attorney. It is not intended to be legal advice or imply an attorney-client relationship.
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