What happens to the property if your husband dies first will depend on a few of things.
First, whether or not the house is community property, quasi-community property, or separate property. You will get all of the community or quasi-community property and a 1/3 portion portion of the separate property, if your husband does not have a will.
Second, whether or not your husband has a will that directs the disposition of his separate property. Your husband's will can direct the dispostion of his separate property.
Third, the vesting under which you and your husband hold title to the property. If you hold title as joint tenants or as husband and wife as community property, then the surivior should recieve the property. If you hold title as tenants in common, then you do not have the automatic right of surivorship.
The best thing to do is stop guessing at what will happen and talk to an attorney about estate planning. A standard estate plan can be completed for $1,500. That's way cheaper then going through the time and expense of probate.
Answered on Nov 16th, 2015 at 6:49 PM