Permanent total disability and 100% Permanent Impairment Benefits, does a worker get both after reaching MMI ?

I highly recommend that you go slow....you are NOT required to settle.  You can have insurance continue to pay until his death - all necessary medical, which will only go up much faster than regular inflation.....plus annual COLA benefit increases.  Insurance usually will only settle for 50 cents on the dollar and they will use a discount rate much higher than normal, then you have to pay Medicare Set Aside and attorney fees and costs out of what is left.  I have obtained many permanent total disability awards and have only settled one! He had a terminal heart condition with only less than a year to live..company was unaware, we settled for a bunch.  He had a family and zero life insurance! All others I have strongly advised against settling, even though I would have gotten a very large fee.  I have done quite a few brain injury maritime cases and almost all required full-time attendant care sooner or later and workers' comp settlement will never include that.  I would be glad to discuss this with you further at no charge.  Good luck! I am out of town, but my cell is 850-454-9584.  Text me your number and I will try to call as soon as I can.  Regards.  John W. Merting