Chapter 7

A Chapter 7 bankruptcy can be filed (and Bankruptcy Discharge would be available within that Chapter 7 case) six (6) years AFTER the Chapter 13 case was filed.  This assumes you completed the Chapter 13 Plan.  However, a Chapter 7 can be filed prior to six (6) years if the previous Chapter 13 case was either: (1) a 100% plan where all allowed unsecured claims were paid or (2) 70% of the allowed unsecured claims were paid and the Plan was proposed in good faith, and reflected the Debtor's best effort. (See 11 U.S.C. Section 727(a)(9))   If your Chapter 13 was dismissed, you can look to file Chapter 7 without waiting.