QUESTION
I file bk7 it was discharge my car was listed as a secured debt but I did not do a reaffirmation agreement, if I give it back can I still be sued?
Asked on Aug 27th, 2021 on Bankruptcy Chapter 7 - California
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I filed bk7 it was discharged my car was listed as a secured debt but I did not sign a reaffirmation agreement can I give it back without being sued?
1 ANSWER
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No. The discharge prohibits any action to collect the debt from you personally. The creditor only retaians the right to collect the balance from the collateral.
Answered on Aug 30th, 2021 at 7:48 AM