QUESTION
Keeping car and RV out of bankruptcy
Asked on Dec 14th, 2023 on Bankruptcy Chapter 7 - Florida
More details to this question:
We live in a 38ft travel trailer that is financed plus a car neither vehicle has equity in them. Can u keep them both out of bankruptcy and continue making the payments? We live on ssdi so renting an apartment is not affordable for us
1 ANSWER
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Yes, you can keep them out of bankruptcy because they have no equity. If SSDI is your only income you don't have to go bankrupt because creditors cannot take social security benefits. Your credit would remain ruined and creditors may continue to bug you but that's it. If you want to know about protections from debt collectors, i.e. bugging you, google federal trade commission, consumerfinance.gov and myfloridalegal.com Look for information about debt collectors or debt collection.
Answered on Dec 15th, 2023 at 7:09 AM