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Missouri Insurance Legal Questions

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2 legal [2, *]questions have been posted about insurance by real users in Missouri. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include fidelity and surety, reinsurance, and automobile insurance. All topics and other states can be accessed in the dropdowns below.
Missouri Insurance Questions & Legal Answers
Do you have any Missouri Insurance questions and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 2 previously answered Missouri Insurance questions.
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Recent Legal Answers

My mother was rear ended by an uninsured driver. My mother only has liability insurance.

Answered a year ago by attorney Stephen Arnold Black   |   1 Answer   |  Legal Topics: Insurance
Stephen Arnold Black
Mom's Liability insurance will only cover damages to another driver if mom was at fault. If the at fault driver was uninsured, then mom can only recover for her damages if mom had UM coverage on her own policy. 
Mom's Liability insurance will only cover damages to another driver if mom was at fault. If the at fault driver was uninsured, then mom can only... Read Answer

Can a Disability Insurance Firm stop making disabiltity compensation payments without due process

Answered 11 years and 8 months ago by Jody Rae Nathan (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
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Due process is a legal term which does not necessarily apply to private payments between an insurance company and an insured.  The type of process which is required is generally found in the policy or, if it is an employer sponsored policy, then in the plan.  Most disability companies require periodic medical updates.  Often, after a year or two of payments, the definition of disabilty changes such that if you can do any work after two years, you are no longer disabled.  Also, plans may reduce payments by amounts received under social security disability. We have seen cases where the insurance company stops payment on disability claims to recoup offsets from social security.  If this is a workplace disability policy, there are some safeguards and ERISA will apply.  ... Read Answer
Due process is a legal term which does not necessarily apply to private payments between an insurance company and an insured.  The type of... Read Answer

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