QUESTION
What actions can I take against a bank that allowed an online account to be open without my permission
Asked on Jan 29th, 2024 on Identity Theft - Delaware
More details to this question:
I received a piece of mail from Go Bank and when I open it there was a debit card in my name along with bank routing number and account number. I never open this account online or heard of this bank . I feel as though the process should have never happened without any verification.
1 ANSWER
Consumer Law Attorney serving Waukesha, WI
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Matthew McKenna
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If you haven't done so already, contact the bank and dispute the account. You may also want to pull your Experiam, Equifax, and Trans Union credit reports from annualcreditreport.com to make sure that no credit accounts have been opened in your name. There are also banking credit screening companies that you can pull reports from to ensure no other bank accounts have been opened using your information. These include but are not limited to Certegy Payment Solutions, LLC, ChexSystems, Inc., and Early Warning Services, LLC. If there are any inaccuracies or fraudulent accounts or information on any of those reports, you can contact a consumer protection attorney. They may assist you in pulling the reports as well if you ask them.
Answered on Feb 05th, 2024 at 8:45 AM