1 legal question has been posted about litigation by real users in Arkansas. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include complex litigation, complex and multi-district litigation, and civil litigation. All topics and other states can be accessed in the dropdowns below.
I'm not sure whether the insurance to which you refer is your former employer's policy or your own, but either way it would not cover damages that you caused to yourself. Thus, if you were drunk, that fact would be relevant to show that you were negligent and thus your injuries are wholly or partly your fault. If you are suing your former employer, or her insurance company directly (in New York you would be suing the former employer and the limits of her policy would have nothing to do with the lawsuitk, but I know that some states allow direct action against the insurer and AR may be one), you can ask for more than the policy. If you are suing your own insurer seeking coverage, as a general rule you can only get what you would have gotten had the insurer complied with your policy, plus interest. However, you may be able to get more if you can show that the insurance policy acted in bad faith in refusing to pay your claim....
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I'm not sure whether the insurance to which you refer is your former employer's policy or your own, but either way it would not cover damages that...
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