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Your two choices are to go through your own insurance company which would leave the problem of collecting from the at fault driver their problem, or trying to collect from him yourself. I suggest you discuss this with your insurance agent before you make a decision. It would be helpful to know whether this will impact your insurance premiums. Good Luck...
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Your two choices are to go through your own insurance company which would leave the problem of collecting from the at fault driver their problem, or...
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