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You should write a dispute letter to the Credit Reporting Agency (Experian, Equifax and/or TransUnion) that is reporting the account inaccurately, and ask (demand) that they report the account accurately (i.e.- as secured). For good measure, you could send the dispute lettert to the creditor as well. When sending dispute letters like this, always be sure to keep a copy of the letter and send the letter via certified mail with return receipt. ...
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You should write a dispute letter to the Credit Reporting Agency (Experian, Equifax and/or TransUnion) that is reporting the account inaccurately,...
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