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South Carolina Consumer Legal Questions

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2 legal questions have been posted about consumer law by real users in South Carolina. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include identity theft, consumer fraud, and lemon law. All topics and other states can be accessed in the dropdowns below.
South Carolina Consumer Questions & Legal Answers
Do you have any South Carolina Consumer questions and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 2 previously answered South Carolina Consumer questions.
Consumer Law
South Carolina

Recent Legal Answers

Does my bank have the right to get my credit report even if I have no loans or credit cards with them and don''t intend to?

Answered 14 years and 2 months ago by Ms. Loretta Salzano (Unclaimed Profile)   |   1 Answer
Federal law sets forth permissible purposes for credit reports.  Such purposes include allowing the bank to review your credit report to ensure that you meet the terms of your accounts with the bank. It is also permissible in connection with a business transaction which you initiate or the establishment or maintenance of a credit transaction.  Thus, there are several possible justifications for the bank to do so depending upon the type of accounts you maintain with the bank. Still, I would not hesitate to ask them why they did so.  If it puts your mind at ease, it is my understanding (although I am not certain) that this type of inquiry is not detrimental to your credit score as are some other types of credit report pulls.... Read More
Federal law sets forth permissible purposes for credit reports.  Such purposes include allowing the bank to review your credit report to ensure... Read More

I sold an item to an individual and decide that I sold it too low. I want my item back and I want to give the buyer his money back, but he refused.

Answered 14 years and 6 months ago by Ms. Loretta Salzano (Unclaimed Profile)   |   1 Answer
Seller's remorse? You'll have to live with it.  If the purchaser is not willing to rescind the deal, you're stuck. Next time, do your research BEFORE you offer an item for sale. Under contract law, an acceptance of an offer makes a contract.  You moved along even more than that and sealed the deal by accepting the price and delivering the item.  Learn from it and let it go!... Read More
Seller's remorse? You'll have to live with it.  If the purchaser is not willing to rescind the deal, you're stuck. Next time, do your research... Read More

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