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Washington Insurance Legal Questions

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10 legal questions have been posted about insurance by real users in Washington. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include fidelity and surety, reinsurance, and automobile insurance. All topics and other states can be accessed in the dropdowns below.
Washington Insurance Questions & Legal Answers
Do you have any Washington Insurance questions and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 10 previously answered Washington Insurance questions.
Insurance
Washington

Recent Legal Answers

my car was parked and got hit and run. i have liablitly insurance and underinsured motorist property damage. does the underinsured cover hit and run?

Answered 12 years and a month ago by Sarah Reese (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
Yes, your underinsured coverage should provide you coverage for this incident.  UM coverage should apply in this sitatuation.  I would locate your policy, read the section on UM coverage and contact your agent.  Best of luck! NOTE:  This response is general in nature and should not be considered legal advice.  No attorney-client relationship exists or is formed by this response.... Read More
Yes, your underinsured coverage should provide you coverage for this incident.  UM coverage should apply in this sitatuation.  I would... Read More

What do I need to do to legally drive passengers and be paid?

Answered 12 years and 4 months ago by Charles James Brocato (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
If you are driving in MA you are subject to the laws of that state. You should consult with a MA attorney for answers to your questions.
If you are driving in MA you are subject to the laws of that state. You should consult with a MA attorney for answers to your questions.

How do I not pay for something that was never done to me in the first place yet I was charged $700.00 for it?

Answered 12 years and 6 months ago by Charles James Brocato (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
You can't be charged for something that wasn't done. Have you contacted the healthcare provider who is charging you?
You can't be charged for something that wasn't done. Have you contacted the healthcare provider who is charging you?

I was involved in an accident where the other party was found at fault and received tickets. Now they finding me partial fault can I appeal?

Answered 12 years and 8 months ago by Charles James Brocato (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
This is a common tactic of insurance companies. You do not have to accept the at fault driver's determination of fault. You should contact an attorney to discuss your legal options. This response is general in nature and is not legal advice. No attorney client relationship is formed by it. Further, the response does not represent the opinions or views of LexisNexis or its affiliated companies.    ... Read More
This is a common tactic of insurance companies. You do not have to accept the at fault driver's determination of fault. You should contact an... Read More

What do I do about my mortgage insurance aggressively seeking grounds to drop my policy?

Answered 12 years and 8 months ago by Charles James Brocato (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
At this point you are only speculating your mortgage insurance is seeking grounds to drop your policy. Comply with the "fire hazard" requests and get confirmation that you have complied. If they attempt to drop your policy after that, you may have grounds to pursue an Insurance Fair Conduct action against them. This response is general in nature and is not legal advice. No attorney client relationship is formed by it. Further, the response does not represent the opinions or views of LexisNexis or its affiliated companies.  ... Read More
At this point you are only speculating your mortgage insurance is seeking grounds to drop your policy. Comply with the "fire hazard" requests and get... Read More

Can any insurance company assign themselves as a power of attorney to a vehicle. And if so why?

Answered 12 years and 8 months ago by Charles James Brocato (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
From what you say, the insurance company did not "assign themselves a power of attorney". Your father signed a document giving them that power. If the vehicle is totalled, a person's insurance company has an obligation to pay the market value of the vehicle. They do not have to replace the vehicle. If the person does not agree with the insurance company's evaluation of market value they do not have to accept what the insurance company offers. The issue can be negotiated and possibly arbitrated depending on the terms of the insurance policy. It was your father's responsibility to know the market value and decided whether or not to accept what the insurance company offered. Once the matter is settled it is not uncommon for the insurance company to a power of attorney so they can obtain title to the vehicle. If the insurance company paid the bank loan, the lien should be satisfied and removed. Your father should contact the bank and find out why it hasn't. This response is general in nature and is not legal advice. No attorney client relationship is formed by it. Further, the response does not represent the opinions or views of LexisNexis or its affiliated companies.    ... Read More
From what you say, the insurance company did not "assign themselves a power of attorney". Your father signed a document giving them that... Read More

is pillates studio required to carry insurance in Washington state

Answered 12 years and 8 months ago by Charles James Brocato (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
The general answer is yes.
The general answer is yes.

Is my healthcare provider in violation by giving out to much information?

Answered 12 years and 9 months ago by Charles James Brocato (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
Your healthcare provider probably did not need to provide this info but because the info relates to coverage and not treatment, it is probably not actionable. This response is general in nature and is not legal advice. No attorney client relationship is formed by it. Further, the response does not represent the opinions or views of LexisNexis or its affiliated companies.  ... Read More
Your healthcare provider probably did not need to provide this info but because the info relates to coverage and not treatment, it is probably not... Read More

I owe on a vehicle loan. Have comp,collision, and gap insurance. If the car is a a total loss do I get paid to replace and the loan paid off?

Answered 12 years and 10 months ago by Charles James Brocato (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
First, you should read your insurance policy. In most cases the answer to this question depends on how much you owe on the car. If you owe more than the market value of the car your insurance will only pay the loan off pursuant to your gap insurance. If the market value is more than what you owe, your insurance will pay off the loan and give you the balance.   This response is general in nature and is not legal advice. No attorney client relationship is formed by it. Further, the response does not represent the opinions or views of LexisNexis or its affiliated companies.  ... Read More
First, you should read your insurance policy. In most cases the answer to this question depends on how much you owe on the car. If you owe more than... Read More

can daughter use and be covered by insurance if boyfriend in army and he give her power of attorney?

Answered 13 years and 2 months ago by Charles James Brocato (Unclaimed Profile)   |   2 Answers   |  Legal Topics: Insurance
To answer this question you would have to read the boyfriend's insurance policy and/or talk to his agent. If daughter is a "permissive user" she should be covered. This response is general in nature and is not legal advice. No attorney client relationship is formed by it. Further, the response does not represent the opinions or views of LexisNexis or its affiliated companies.  ... Read More
To answer this question you would have to read the boyfriend's insurance policy and/or talk to his agent. If daughter is a "permissive user" she... Read More
Insurance
Washington

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