Maryland Insurance Legal Questions

Since you didn't suffer any harm or damages, you likely do not have grounds for any legal action. I wouldn't expect much of anything out of this.  I am glad you are unharmed.  You can continue to talk and work with the insurance company and you may get some small settlement amount, but again, as you were not injured and thus, did not suffer any damages, there is likely not going to be any grounds for a legal disputer or large monetary settlement.  NOTE: This response is general in nature and should not be considered legal advice.  No attorney-client relationship exists or is formed by this response.... Read More

A lot of insurance companies/policies won't insure a home if it is vacant or unoccupied.  You should consult your insurance policy and endorsements to see if this exclusion applies in this event. But in general, this language often frequents insurance policies.  Insurance companies view vacant or unoccupied homes as an increased risk for break-ins, vandalism, etc. so they often do not insure them.  I recommend reviewing your policy and discussing this with your agent to see what your best options are.   NOTE: This response is general in nature and should not be considered legal advice.  No attorney-client relationship exists or is formed. ... Read More

If you accepted money and signed a release, then there is probably nothing you can do. It all depends on whether or not you signed a release or settlement document. The only possible argument you may have if you did sign something would be that you signed it under some extreme duress.  It sounds like you just think the amount was unfair, and if that is the case and you signed a release, there is likely nothing that you can do.  If you didn't sign a release, you can ask for more funds or seek the advice of a local attorney.  NOTE:  This response is general in nature and should not be considered legal advice.  No attorney-client relationship exists or is formed by this response. ... Read More

I am not really sure what advice you are looking for here because you do not provide much information or really ask any kind of question.  I am sorry to hear about the problems you are having.  Have you even called any attorneys?  What you may  not know is that a lot of attorneys work on a contingency fee basis which means that they do not get paid unless you get paid and their payment comes out of any recovery you may receive.  You should check into that.  Or you can try and contact some legal services in your state.  Check out:  http://mlsc.org/  or http://www.dhr.state.md.us/legal/ or http://www.mvlslaw.org/.  Hopefully one of those organizations can help your or help guide you in the right direction.  It is important that you find someone who can give you more specific legal advice so that you do not have a judgment entered against you.  Also, if you have automobile insurance, you need to notify your insurance company of this immediately.  I hope this information helps.  Best of luck! NOTE:  This response is general in nature and should not be considered legal advice.  No attorney-client relationship exists or is formed by this response.... Read More