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Idaho Bankruptcy Legal Questions

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90 legal questions have been posted about bankruptcy by real users in Idaho. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include commercial bankruptcy, consumer bankruptcy, and foreclosures. All topics and other states can be accessed in the dropdowns below.

What will filing chapter 13 do to my credit and is it worth it?

Answered 12 years and 9 months ago by Ms. Diane L Drain (Unclaimed Profile)   |   11 Answers   |  Legal Topics: Bankruptcy
These are huge questions. I would need a lot more information in order to answer accurately. Please understand that bankruptcy is a complicated process. A chapter 13 bankruptcy is extremely complicated. It is wise to talk to an experienced chapter 13 bankruptcy attorney before deciding to take this important step.... Read More
These are huge questions. I would need a lot more information in order to answer accurately. Please understand that bankruptcy is a complicated... Read More

What are the requirements to go bankrupt?

Answered 12 years and 9 months ago by Eric C. Lewis (Unclaimed Profile)   |   4 Answers   |  Legal Topics: Bankruptcy
You can file for bankruptcy in Florida but preferably after 180 days of living there but Illinois exemption law will still apply to your bankruptcy case.
You can file for bankruptcy in Florida but preferably after 180 days of living there but Illinois exemption law will still apply to your bankruptcy... Read More

Where do I send my tax refund?

Answered 12 years and 9 months ago by Ms. Diane L Drain (Unclaimed Profile)   |   6 Answers   |  Legal Topics: Bankruptcy
Ask your attorney.
Ask your attorney.

Will you please explain the benefit of going through bankruptcy?

Answered 12 years and 10 months ago by Charles J Schneider (Unclaimed Profile)   |   13 Answers   |  Legal Topics: Bankruptcy
The filing of the bankruptcy was a legal "red light" to her creditors to stop collecting the debt. That is what she paid for when she filed bankruptcy. If I look at a traffic light all day I will see drivers run the red light although most obey the "red light" signal and stop. Creditors are the same. Most, if not all, stop. If they do not stop then you must hire a lawyer to be the policeman and punish them when they do not stop. The police services are in addition to what you paid for if you hired an attorney to do the bankruptcy. However, it sounds like the debt may have been collateralized by the furniture purchase in which case the creditor cannot collect the debt but can pursue the furniture as collateral.... Read More
The filing of the bankruptcy was a legal "red light" to her creditors to stop collecting the debt. That is what she paid for when she filed... Read More

Chapter 7 and car voluntary repossession can they still come after me for payment?

Answered 12 years and 10 months ago by Ms. Diane L Drain (Unclaimed Profile)   |   12 Answers   |  Legal Topics: Bankruptcy
No, unless you signed a reaffirmation agreement. Talk to your bankruptcy attorney to determine your rights and their obligations.
No, unless you signed a reaffirmation agreement. Talk to your bankruptcy attorney to determine your rights and their obligations.

Chapter 7 and car voluntary repossession can they still come after me for payment?

Answered 12 years and 10 months ago by attorney Mr. Christopher J. Kane   |   12 Answers   |  Legal Topics: Bankruptcy
If you did not sign a reaffirmation agreement with the auto loan company, you will not be responsible for the deficiency balance after they sell the car.
If you did not sign a reaffirmation agreement with the auto loan company, you will not be responsible for the deficiency balance after they sell the... Read More

Chapter 7 and car voluntary repossession can they still come after me for payment?

Answered 12 years and 10 months ago by attorney Michael O'Leary   |   12 Answers   |  Legal Topics: Bankruptcy
As long as you did not reaffirm the car loan (ie., sign a Reaffirmation Agreement) as part of your bankruptcy, the auto lender is violating the discharge injunction by pursuing you for this pre-petition debt. You should discuss this with your bankruptcy attorney.
As long as you did not reaffirm the car loan (ie., sign a Reaffirmation Agreement) as part of your bankruptcy, the auto lender is violating the... Read More

Can I go to jail for being poor? What can I do to set up my finances?

Answered 12 years and 10 months ago by attorney Mr. Christopher J. Kane   |   4 Answers   |  Legal Topics: Bankruptcy
No, you cannot be put in jail for not paying a debt, unless you are convicted of criminal fraud or embezzlement or something other criminal act. Simply not having the resources to pay a debt is not, by itself, grounds for a criminal conviction.
No, you cannot be put in jail for not paying a debt, unless you are convicted of criminal fraud or embezzlement or something other criminal act. ... Read More

Can I use the gross wages from my 2011, 2012 tax returns?

Answered 12 years and 10 months ago by Richard hirsh (Unclaimed Profile)   |   8 Answers   |  Legal Topics: Bankruptcy
You should report your gross wages, however is there any other income you had such as an IRA withdrawal, income from a business or unemployment.
You should report your gross wages, however is there any other income you had such as an IRA withdrawal, income from a business or unemployment.

How do I include my vehicle to Chapter 7 bankruptcy?

Answered 12 years and 10 months ago by Richard hirsh (Unclaimed Profile)   |   12 Answers   |  Legal Topics: Bankruptcy
If your car loan is listed on Schedule D, the debt will be discharged. However, you should notify the trustee and the lender that the vehicle was destroyed and be prepared to document same.
If your car loan is listed on Schedule D, the debt will be discharged. However, you should notify the trustee and the lender that the vehicle was... Read More

If I have a court order that a debtor owes me, now they are filing Chapter 7, am I protected?

Answered 12 years and 10 months ago by Ms. Diane L Drain (Unclaimed Profile)   |   11 Answers   |  Legal Topics: Bankruptcy
It depends on several facts. It would be best for you to talk to an experienced bankruptcy attorney who helps creditors.
It depends on several facts. It would be best for you to talk to an experienced bankruptcy attorney who helps creditors.

If you are paying every month on a debt, can it be turned over to a collection agency?

Answered 12 years and 10 months ago by Ms. Diane L Drain (Unclaimed Profile)   |   6 Answers   |  Legal Topics: Bankruptcy
Yes, if you are not current.
Yes, if you are not current.

I can no longer keep up with bills. Several sent to collections. No further liquid assets available. How do I file for bankruptcy?

Answered 12 years and 10 months ago by Eric C. Lewis (Unclaimed Profile)   |   13 Answers   |  Legal Topics: Bankruptcy
You should consult a bankruptcy attorney to review and assess your options.
You should consult a bankruptcy attorney to review and assess your options.

Can I receive a judgement on a discharged debt?

Answered 12 years and 10 months ago by Eric C. Lewis (Unclaimed Profile)   |   12 Answers   |  Legal Topics: Bankruptcy
You should sue them for violation of the FDCPA.
You should sue them for violation of the FDCPA.

Can I receive a judgement on a discharged debt?

Answered 12 years and 10 months ago by Sanford M. Martin (Unclaimed Profile)   |   12 Answers   |  Legal Topics: Bankruptcy
Because the debt was discharged in bankruptcy, you owe the debt no longer and the creditor or agent attempting to collect the debt is violating federal law. You should inform the creditor the claim is bogus and may constitute fraud.Your attorney's notice to the creditor should end the matter. I assume that you were both discharged in Chapter 7 bankruptcy and the creditor does not have a claim against either of you.... Read More
Because the debt was discharged in bankruptcy, you owe the debt no longer and the creditor or agent attempting to collect the debt is violating... Read More
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