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North Carolina Bankruptcy Legal Questions

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189 legal questions have been posted about bankruptcy by real users in North Carolina. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include commercial bankruptcy, consumer bankruptcy, and foreclosures. All topics and other states can be accessed in the dropdowns below.
North Carolina Bankruptcy Questions & Legal Answers - Page 8
Do you have any North Carolina Bankruptcy questions page 8 and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 189 previously answered North Carolina Bankruptcy questions.
Bankruptcy
North Carolina

Recent Legal Answers

If a tenant owes back rent, is it filed as secured claim in chapter 13 bankruptcy?

Answered 13 years and 2 months ago by Christian Joseph Albut (Unclaimed Profile)   |   5 Answers   |  Legal Topics: Bankruptcy
Back rent is considered an unsecured creditor since there is no property to secure to it, such as a car or home.
Back rent is considered an unsecured creditor since there is no property to secure to it, such as a car or home.

filed Bankruptcy 7yrs ago. did not know til recently my home was included athough im still living in it. My house does not show up on my credit

Answered 13 years and 2 months ago by attorney Bankruptcy Attorney Mark J Markus   |   1 Answer   |  Legal Topics: Bankruptcy
I'm not really sure I understand your questions.   Unless your bankruptcy case is somehow still open, you can sell your present house anytime you want, and you can seek to buy a new house anytime you want.   Obviously your credit score is one factor that will be examined by prospective lenders in deciding whether to make a loan to you, or at what interest rate. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.  ... Read More
I'm not really sure I understand your questions.   Unless your bankruptcy case is somehow still open, you can sell your present house anytime... Read More

Is bankruptcy best for our North Carolina HOA?. Problems are NOT due to delinquencies or the usual other causes. They are due to our disreputable

Answered 13 years and 2 months ago by attorney Bankruptcy Attorney Mark J Markus   |   1 Answer   |  Legal Topics: Bankruptcy
An HOA cannot file bankruptcy, unless it is a corporation or partnership.  11 U.S.C 109 limits the filing of Chapter 7 or 11 bankruptcies to individuals, corporations and partnerships and (for Chapter 11 only) a railroad.   Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.  ... Read More
An HOA cannot file bankruptcy, unless it is a corporation or partnership.  11 U.S.C 109 limits the filing of Chapter 7 or 11 bankruptcies to... Read More

Should I pay for forced place insurance if I already discharged the chapter 7 two years ago?

Answered 13 years and 2 months ago by Erven T. Nelson (Unclaimed Profile)   |   9 Answers   |  Legal Topics: Bankruptcy
Generally speaking, if the note obligation was discharged you no longer have any liability under it.
Generally speaking, if the note obligation was discharged you no longer have any liability under it.

How to file bankruptcy?

Answered 13 years and 2 months ago by Dorothy G. Bunce (Unclaimed Profile)   |   16 Answers   |  Legal Topics: Bankruptcy
Well you have to be eligible to be able to file bankruptcy and unless you have the skills to make that determination, you should consult with a bankruptcy attorney in your community. The attorney will need to obtain information and financial documents to prepare the paperwork, and the fee will depend on how much work the attorney must do for you. The amount of time it will take will largely depend on how quickly you get the information & documents to the attorney.... Read More
Well you have to be eligible to be able to file bankruptcy and unless you have the skills to make that determination, you should consult with a... Read More

What are the most important things I need to know before considering bankruptcy?

Answered 13 years and 2 months ago by Christian Joseph Albut (Unclaimed Profile)   |   11 Answers   |  Legal Topics: Bankruptcy
There are many factors when considering bankruptcy such as your debt to income ratio, which assets you would like to protect, if you are planning to buy a car or house in the near future, if you qualify for a bankruptcy, and/or which bankruptcy is right for you. The best thing to do is to consult with a professional prior to filing.... Read More
There are many factors when considering bankruptcy such as your debt to income ratio, which assets you would like to protect, if you are planning to... Read More

What are the most important things I need to know before considering bankruptcy?

Answered 13 years and 2 months ago by Ms. Susan Green Taylor (Unclaimed Profile)   |   11 Answers   |  Legal Topics: Bankruptcy
Whether you qualify & whether you're putting any assets at risk.
Whether you qualify & whether you're putting any assets at risk.

Is it against the law to take someone else’s loan from the bank and then pay it off immediately and then sell the car after for a profit?

Answered 13 years and 2 months ago by Michael J. Breczinski (Unclaimed Profile)   |   5 Answers   |  Legal Topics: Bankruptcy
Not without their permission to do that.
Not without their permission to do that.

Can I fix and register a car that was not declared in my mother's bankruptcy record?

Answered 13 years and 2 months ago by Ms. Diane L Drain (Unclaimed Profile)   |   5 Answers   |  Legal Topics: Bankruptcy
This is called bankruptcy fraud. It is punishable by 5 years in prison and a fine of $250,000. Your mother needs to notify her trustee about the vehicle.
This is called bankruptcy fraud. It is punishable by 5 years in prison and a fine of $250,000. Your mother needs to notify her trustee about the... Read More

What legal action can I take against a dishonest bank employee?

Answered 13 years and 2 months ago by Mr. Kenneth Love, Jr. (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Bankruptcy
You need to call a lawyer in your area for an evaluation. This is not a type of matter you can handle alone.
You need to call a lawyer in your area for an evaluation. This is not a type of matter you can handle alone.

What is reasonable settlement amount for fraudulent phone charges?

Answered 13 years and 2 months ago by John F Brennan (Unclaimed Profile)   |   4 Answers   |  Legal Topics: Bankruptcy
See an attorney, if you were unaware of you ex-brother in laws use it should be his bill and loss, as well as a possible criminal violation.
See an attorney, if you were unaware of you ex-brother in laws use it should be his bill and loss, as well as a possible criminal violation.

What is reasonable settlement amount for fraudulent phone charges?

Answered 13 years and 2 months ago by Stacy Joel Safion (Unclaimed Profile)   |   4 Answers   |  Legal Topics: Bankruptcy
I would offer $1000. If there is an identity theft issue you can report it to both the police and Federal Trade Commission.
I would offer $1000. If there is an identity theft issue you can report it to both the police and Federal Trade Commission.

Can they sue for back rent if tenant has been deceased?

Answered 13 years and 3 months ago by Roberta Ohlinger-Johnson (Unclaimed Profile)   |   6 Answers   |  Legal Topics: Bankruptcy
That's a pretty odd situation. In Nevada, the tenancy would technically terminate upon her passing, but in practicality would continue until her things are moved out. And unless you signed something, they could only sue the estate not anybody else.
That's a pretty odd situation. In Nevada, the tenancy would technically terminate upon her passing, but in practicality would continue until her... Read More

If I'm awarded $180,000 and I have $60,000 in doctor bills, do the attorneys take their % from $180,000 or the difference from what's left over?

Answered 13 years and 3 months ago by Kevin J. Connolly (Unclaimed Profile)   |   5 Answers   |  Legal Topics: Bankruptcy
The net recovery excludes the expenses of the lawsuit, not the doctor bills. It's different if you have workers' compensation or auto no-fault, but if you hav medical bills that are not covered by insurance, settling those bills is with your money. After the fees are paid.
The net recovery excludes the expenses of the lawsuit, not the doctor bills. It's different if you have workers' compensation or auto no-fault, but... Read More
Bankruptcy
North Carolina

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