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Indiana Collections Legal Questions

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4 legal [2, *]questions have been posted about collections by real users in Indiana. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include debtor and creditor, and creditors rights. All topics and other states can be accessed in the dropdowns below.
Indiana Collections Questions & Legal Answers
Do you have any Indiana Collections questions and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 4 previously answered Indiana Collections questions.
Collections
Indiana

Recent Legal Answers

Filed chapter 7 two years ago

Answered 13 years and 6 months ago by N James Turner (Unclaimed Profile)   |   1 Answer
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You can do a short sale or loan modification. www.OrlandoForeclosureQuestions.com  
You can do a short sale or loan modification. www.OrlandoForeclosureQuestions.com  

can you sew a loan company if they give you a loan while you were under the age of 18

Answered 13 years and 10 months ago by Jeffery Michael Haupt (Unclaimed Profile)   |   1 Answer
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Not likely since, and this is my guess, you used the loan proceeds for their intended purpose. 
Not likely since, and this is my guess, you used the loan proceeds for their intended purpose. 

Hi, I had to go to court recently because a credit card company wants to garnish my wages.. The judge told me that I had a week to make a payment plan

Answered 14 years and 5 months ago by Richard John Meier IV (Unclaimed Profile)   |   1 Answer
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Unfortunately, yes. Since the credit card company is seeking a garnishment order, I presume this means that they already have a judgment against you; therefore, there is no much leverage you can use. A credit card company is not required to accept an offer your make, especially if it would not adequately compensate them. You will either have to make a payment plan with a larger payment or just have your wages garnished (typically, the maximum they can garnish is 25% of your gross pay, not net). On the other hand, you could file bankruptcy and stop the garnishment, along with making the judgment go away.... Read Answer
Unfortunately, yes. Since the credit card company is seeking a garnishment order, I presume this means that they already have a judgment against you;... Read Answer

Does a collection agencies or law firm have the right to add interest to debt that''s in default status?

Answered 14 years and 7 months ago by Richard John Meier IV (Unclaimed Profile)   |   1 Answer
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Under the Fair Debt Collection Practices Act (FDCPA), a collection agency or law firm is prohibited from collecting any amount not authorized by the debt instrument (i.e. loan document).  Therefore, whether they can add interest and penalties depends on the terms of the loan. ... Read Answer
Under the Fair Debt Collection Practices Act (FDCPA), a collection agency or law firm is prohibited from collecting any amount not authorized by... Read Answer
Collections
Indiana

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