×
Go back to Martindale-Avvo ➔

Iowa Collections Legal Questions

Want a good answer? Ask a thorough question starting with "Who, What, When, How, Will I or Do I".
Then, add details. This will help you get a quicker and better answer.
Question field is required
Explanation field is required
A valid US zip code is required Validating the Zip Code.
Question type field is required
Question type field is required
1
Ask a Question
2
Details
3
Submit
1
Ask a Question
2
Submit
Fullname is required
A valid email address is required.
Receive a follow-up from lawyers after your question is answered
A valid phone number is required
Select the best time for you to receive a follow-up call from a lawyer after your question is answered. (Required field)
to
Invalid Time

*Required fields

Question
Description
By submitting your question, you understand and agree to the Terms and Conditions and Privacy Policy for use of the site. Do not include any personal information including name, email or other identifying details in your question or question details. An attorney-client relationship is not being established and you are not a prospective client of any attorney who responds to your question. No question, answer, or discussion of any kind facilitated on this site is confidential or legal advice. Questions answered are randomly selected based on general consumer interest and not all are addressed. Questions may display online and be archived by Martindale-Hubbell.
2 legal [2, *]questions have been posted about collections by real users in Iowa. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include debtor and creditor, and creditors rights. All topics and other states can be accessed in the dropdowns below.

My boyfriend had a personal injury lawsuit against him 20 plus years ago. He was ordered to pay $22,000 in restitution. As of now hes paid $28,800.00

Answered 4 years and 11 months ago by attorney Bruce Robins   |   1 Answer
Bruce Robins
I'm not 100% sure I understand you, because restitution is something that would be ordered in a criminal case, not civil, at least where I practice, but perhaps the terminology in IA is different.  If what you are saying is that your boyfriend had a civil judgment against him for $22,000 20 plus years ago, interest keeps running on the uncollected part of that judgment until it is satisfied (again, Iowa may be different, but I doubt it).  In New York, the rate is 9% annually, which is a big number.  After 20 years the judgment would have almost tripled.  Plus there can be costs incurred in collection efforts, some of which can be added to the judgment, such as marshal's fees.... Read Answer
I'm not 100% sure I understand you, because restitution is something that would be ordered in a criminal case, not civil, at least where I practice,... Read Answer

My wages are being garnished now and i have barely enough to live on can another collector come in and clean out what money i have in my checking acct

Answered 14 years and 3 months ago by Richard John Meier IV (Unclaimed Profile)   |   1 Answer
no photo
The short answer is yes. If a debt collector has a judgment against you and they get the proper orders from the court, they can either garnish your wages or seize your bank account.
The short answer is yes. If a debt collector has a judgment against you and they get the proper orders from the court, they can either garnish your... Read Answer

Helpful Resources