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Iowa Collections Legal Questions

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2 legal questions have been posted about collections by real users in Iowa. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include debtor and creditor, and creditors rights. All topics and other states can be accessed in the dropdowns below.

My boyfriend had a personal injury lawsuit against him 20 plus years ago. He was ordered to pay $22,000 in restitution. As of now hes paid $28,800.00

Answered 4 years and 8 months ago by attorney Bruce Robins   |   1 Answer
I'm not 100% sure I understand you, because restitution is something that would be ordered in a criminal case, not civil, at least where I practice, but perhaps the terminology in IA is different.  If what you are saying is that your boyfriend had a civil judgment against him for $22,000 20 plus years ago, interest keeps running on the uncollected part of that judgment until it is satisfied (again, Iowa may be different, but I doubt it).  In New York, the rate is 9% annually, which is a big number.  After 20 years the judgment would have almost tripled.  Plus there can be costs incurred in collection efforts, some of which can be added to the judgment, such as marshal's fees.... Read More
I'm not 100% sure I understand you, because restitution is something that would be ordered in a criminal case, not civil, at least where I practice,... Read More

My wages are being garnished now and i have barely enough to live on can another collector come in and clean out what money i have in my checking acct

Answered 14 years ago by Richard John Meier IV (Unclaimed Profile)   |   1 Answer
The short answer is yes. If a debt collector has a judgment against you and they get the proper orders from the court, they can either garnish your wages or seize your bank account.
The short answer is yes. If a debt collector has a judgment against you and they get the proper orders from the court, they can either garnish your... Read More

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