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Colorado Debtor And Creditor Legal Questions

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2 legal questions have been posted about debtor and creditor by real users in Colorado. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include collections, and creditors rights. All topics and other states can be accessed in the dropdowns below.
Colorado Debtor And Creditor Questions & Legal Answers
Do you have any Colorado Debtor And Creditor questions and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 2 previously answered Colorado Debtor And Creditor questions.
Debtor and Creditor
Colorado

Recent Legal Answers

There will be judgement against me for credit card debt. I do not own anything and am unemployed. Can future wages be garnished.

Answered 13 years and 9 months ago by Katie Marguerite Miller (Unclaimed Profile)   |   1 Answer
A judgment can be renewed every 10 years.  If it is renewed every time when due, it can last forever (or until satisfied) meaning that they could file for a writ of garnishment wherever you may move to or whenever in time you may gain employment.  You need to disclose all of your assets on the exam so if you have money in your Paypal account, you must disclose it.  You may want to seek out advice for your rights in bankruptcy as it is an avenue you can take to get rid of the judgment.  I hope you found this answer useful.  ... Read More
A judgment can be renewed every 10 years.  If it is renewed every time when due, it can last forever (or until satisfied) meaning that they... Read More

can a debt collector search my neighbors address and number and call them to see if they know me and if so tell me it is urgent that I call them back

Answered 13 years and 11 months ago by attorney John Schleiffarth   |   1 Answer
Debt collectors cannot disclose that you owe a debt to your neighbors. This sounds like harassment. They likely have violated the Fair Debt Collection Practices Act (FDCPA) which may give you a right to sue. Social Security funds are protected from garnishment by common creditors.  If your name is not on your home title, a lien cannot be placed on the home for debts owed only by you. I suggest speaking with a debtor or consumer rights attorney in your area. You may want to consider bankruptcy, or at least writing your creditors to request they stop contacting you. A properly written letter can end the harassment. Read the Missouri Bar Associations Money Guide, page 4, for instructions on contacting your creditors. Found here: http://www.mobar.org/uploadedFiles/Home/Publications/Legal_Resources/Brochures_and_Booklets/The_Money_Guide/money%20guide%20booklet.pdf FDCPA rules apply in all states. ... Read More
Debt collectors cannot disclose that you owe a debt to your neighbors. This sounds like harassment. They likely have violated the Fair Debt... Read More

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