New Jersey Foreclosures Legal Questions

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30 legal questions have been posted about foreclosures by real users in New Jersey. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include bankruptcy, commercial bankruptcy, and consumer bankruptcy. All topics and other states can be accessed in the dropdowns below.
New Jersey Foreclosures Questions & Legal Answers - Page 2
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Recent Legal Answers

You can't do that it violates the current mortgage. You need to speak to an attorney.
You can't do that it violates the current mortgage. You need to speak to an attorney.

How long does it take to foreclose on a mobile home?

Answered 14 years and 2 months ago by Jeffrey M. Cook (Unclaimed Profile)   |   2 Answers   |  Legal Topics: Foreclosures
A mobile home is not real property unless it is affixed to land and there was a deed of trust executed. Therefore, it can usually be repossessed, like any other motor vehicle, and only the contract controls.
A mobile home is not real property unless it is affixed to land and there was a deed of trust executed. Therefore, it can usually be repossessed,... Read More

What rights do I have when my mortgage company sells my account to another financial institution?

Answered 14 years and 3 months ago by Stephen P. Dempsey (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Foreclosures
Generally, none. Your mortgage agreement normally provides that your loan may be sold by the original lender and that it will not effect the terms of the agreement.
Generally, none. Your mortgage agreement normally provides that your loan may be sold by the original lender and that it will not effect the terms of... Read More

How can we sell a foreclosed property?

Answered 14 years and 4 months ago by Stephen P. Dempsey (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Foreclosures
You can try to short sale the property and the bank should not have advised you. You can adjourn sheriff's sale a couple of times to prolong time. But the short sale process takes time.
You can try to short sale the property and the bank should not have advised you. You can adjourn sheriff's sale a couple of times to prolong time.... Read More

Can the locks be changed at my home before I take out my belongings in a foreclosure?

Answered 14 years and 6 months ago by Stephen P. Dempsey (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Foreclosures
The house is your until the sheriff sale so you can change the locks. How long have you been in foreclosure? It takes as long as 2 or more years for banks to get to Sheriff's sale in NJ. You should seek counsel to determine if you can extend your time in the house.
The house is your until the sheriff sale so you can change the locks. How long have you been in foreclosure? It takes as long as 2 or more years for... Read More