×
Go back to Martindale-Avvo ➔

New York Foreclosures Legal Questions

Want a good answer? Ask a thorough question starting with "Who, What, When, How, Will I or Do I".
Then, add details. This will help you get a quicker and better answer.
Question field is required
Explanation field is required
A valid US zip code is required Validating the Zip Code.
Question type field is required
Question type field is required
1
Ask a Question
2
Details
3
Submit
1
Ask a Question
2
Submit
Fullname is required
A valid email address is required.
Receive a follow-up from lawyers after your question is answered
A valid phone number is required
Select the best time for you to receive a follow-up call from a lawyer after your question is answered. (Required field)
to
Invalid Time

*Required fields

Question
Description
By submitting your question, you understand and agree to the Terms and Conditions and Privacy Policy for use of the site. Do not include any personal information including name, email or other identifying details in your question or question details. An attorney-client relationship is not being established and you are not a prospective client of any attorney who responds to your question. No question, answer, or discussion of any kind facilitated on this site is confidential or legal advice. Questions answered are randomly selected based on general consumer interest and not all are addressed. Questions may display online and be archived by Martindale-Hubbell.
105 legal [2, *]questions have been posted about foreclosures by real users in New York. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include bankruptcy, commercial bankruptcy, and consumer bankruptcy. All topics and other states can be accessed in the dropdowns below.
New York Foreclosures Questions & Legal Answers - Page 5
Do you have any New York Foreclosures questions page 5 and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 105 previously answered New York Foreclosures questions.
Foreclosures
New York

Recent Legal Answers

Can I still file for bankruptcy once my home is in foreclosure?

Answered 14 years and a month ago by Theodore L. Araujo (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Foreclosures
Yes, and a Chapter 13 Bankruptcy may allow you to save the home. You must file before the sale of the home.
Yes, and a Chapter 13 Bankruptcy may allow you to save the home. You must file before the sale of the home.

What happens if my bank did not let me get a modification on my mortgage?

Answered 14 years and 3 months ago by Bijal Mahesh Jani (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Foreclosures
Generally, if you continue to be in default, the second mortgage holding bank can seek to have a deficiency judgment against you, which would then be filed against the property.
Generally, if you continue to be in default, the second mortgage holding bank can seek to have a deficiency judgment against you, which would then be... Read Answer

What should I do if I'm behind on my mortgage?

Answered 14 years and 5 months ago by Bijal Mahesh Jani (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Foreclosures
Generally, your original Mortgage documents states the order in which your payments will be applied. For most borrowers, the Mortgage document states that payments will be applied to Interest first. However, your issue seems to be how to get out of the default situation, rather than application of your payments. You should consult with an experienced attorney who can review your current financial situation and circumstances, and to formulate a plan to help you resolve the default, which may turn into a foreclosure if not resolved.... Read Answer
Generally, your original Mortgage documents states the order in which your payments will be applied. For most borrowers, the Mortgage document states... Read Answer

Can I retain possession of my house?

Answered 14 years and 8 months ago by Mr. Curtis Lee Chronister, Jr. (Unclaimed Profile)   |   3 Answers   |  Legal Topics: Foreclosures
You can seek to re-purchase the home, but unless you can prove fraud on behalf of the mortgage company or the firm handling the foreclosure process, it is highly unlikely you will be able to void the foreclosure sale. When I say, re-purchase the home, I mean through the use of cash or from a third funding course. The original lender is unlikely to enter into another purchase agreement with you at this point.... Read Answer
You can seek to re-purchase the home, but unless you can prove fraud on behalf of the mortgage company or the firm handling the foreclosure process,... Read Answer

Will I have to move right away if I am renting a house that is going into foreclosure?

Answered 14 years and 9 months ago by attorney Mr. Christiaan Mauritz Van Niekerk   |   1 Answer   |  Legal Topics: Foreclosures
Mr. Christiaan Mauritz Van Niekerk
No, sometimes it takes years for the foreclosure process.
No, sometimes it takes years for the foreclosure process.
Foreclosures
New York

Helpful Resources