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New York Foreclosures Legal Questions

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105 legal questions have been posted about foreclosures by real users in New York. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include bankruptcy, commercial bankruptcy, and consumer bankruptcy. All topics and other states can be accessed in the dropdowns below.
New York Foreclosures Questions & Legal Answers - Page 5
Do you have any New York Foreclosures questions page 5 and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 105 previously answered New York Foreclosures questions.
Foreclosures
New York

Recent Legal Answers

Can I still file for bankruptcy once my home is in foreclosure?

Answered 13 years and 10 months ago by Theodore L. Araujo (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Foreclosures
Yes, and a Chapter 13 Bankruptcy may allow you to save the home. You must file before the sale of the home.
Yes, and a Chapter 13 Bankruptcy may allow you to save the home. You must file before the sale of the home.

What happens if my bank did not let me get a modification on my mortgage?

Answered 14 years ago by Bijal Mahesh Jani (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Foreclosures
Generally, if you continue to be in default, the second mortgage holding bank can seek to have a deficiency judgment against you, which would then be filed against the property.
Generally, if you continue to be in default, the second mortgage holding bank can seek to have a deficiency judgment against you, which would then be... Read More

What should I do if I'm behind on my mortgage?

Answered 14 years and 2 months ago by Bijal Mahesh Jani (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Foreclosures
Generally, your original Mortgage documents states the order in which your payments will be applied. For most borrowers, the Mortgage document states that payments will be applied to Interest first. However, your issue seems to be how to get out of the default situation, rather than application of your payments. You should consult with an experienced attorney who can review your current financial situation and circumstances, and to formulate a plan to help you resolve the default, which may turn into a foreclosure if not resolved.... Read More
Generally, your original Mortgage documents states the order in which your payments will be applied. For most borrowers, the Mortgage document states... Read More

Can I retain possession of my house?

Answered 14 years and 5 months ago by Mr. Curtis Lee Chronister, Jr. (Unclaimed Profile)   |   3 Answers   |  Legal Topics: Foreclosures
You can seek to re-purchase the home, but unless you can prove fraud on behalf of the mortgage company or the firm handling the foreclosure process, it is highly unlikely you will be able to void the foreclosure sale. When I say, re-purchase the home, I mean through the use of cash or from a third funding course. The original lender is unlikely to enter into another purchase agreement with you at this point.... Read More
You can seek to re-purchase the home, but unless you can prove fraud on behalf of the mortgage company or the firm handling the foreclosure process,... Read More

Will I have to move right away if I am renting a house that is going into foreclosure?

Answered 14 years and 6 months ago by attorney Mr. Christiaan Mauritz Van Niekerk   |   1 Answer   |  Legal Topics: Foreclosures
No, sometimes it takes years for the foreclosure process.
No, sometimes it takes years for the foreclosure process.
Foreclosures
New York

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