×
Go back to Martindale-Avvo ➔

Massachusetts Consumer Legal Questions

Want a good answer? Ask a thorough question starting with "Who, What, When, How, Will I or Do I".
Then, add details. This will help you get a quicker and better answer.
Question field is required
Explanation field is required
A valid US zip code is required Validating the Zip Code.
Question type field is required
Question type field is required
1
Ask a Question
2
Details
3
Submit
1
Ask a Question
2
Submit
Fullname is required
A valid email address is required.
Receive a follow-up from lawyers after your question is answered
A valid phone number is required
Select the best time for you to receive a follow-up call from a lawyer after your question is answered. (Required field)
to
Invalid Time

*Required fields

Question
Description
By submitting your question, you understand and agree to the Terms and Conditions and Privacy Policy for use of the site. Do not include any personal information including name, email or other identifying details in your question or question details. An attorney-client relationship is not being established and you are not a prospective client of any attorney who responds to your question. No question, answer, or discussion of any kind facilitated on this site is confidential or legal advice. Questions answered are randomly selected based on general consumer interest and not all are addressed. Questions may display online and be archived by Martindale-Hubbell.
3 legal questions have been posted about consumer law by real users in Massachusetts. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include identity theft, consumer fraud, and lemon law. All topics and other states can be accessed in the dropdowns below.
Massachusetts Consumer Questions & Legal Answers
Do you have any Massachusetts Consumer questions and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 3 previously answered Massachusetts Consumer questions.
Consumer Law
Massachusetts

Recent Legal Answers

I got a cup cake at a bakery and it had a meter tub.

Answered 11 years and 4 months ago by Kevin Rauseo (Unclaimed Profile)   |   1 Answer
If you were injured by the object, you may have a claim to recover for the personal injuries.  Please let me know if you have any further questions. 
If you were injured by the object, you may have a claim to recover for the personal injuries.  Please let me know if you have any further... Read More

where can I contact a lawyer for a G.L.c. 93A claim who works on a contigency fee agreement?

Answered 11 years and 5 months ago by Kevin Rauseo (Unclaimed Profile)   |   1 Answer
Under certain circumstancs, my office may be willing to handle these types of matters under a contigency fee but I would need to review the case before deciding.  Many thanks, Kevin
Under certain circumstancs, my office may be willing to handle these types of matters under a contigency fee but I would need to review the case... Read More

In my foreclosure the 1st and 2nd mortgages were extinguished in return for my not pursuing the invalid foreclosure. The bank sold the 2nd mort.

Answered 14 years and 2 months ago by Ms. Loretta Salzano (Unclaimed Profile)   |   1 Answer
Your question sure raises a lot of questions with me! Are you sure that the second mortgage holder agreed not to pursue collection? If that is the case, then it could not assign or sell a non-existent/cancelled debt.  Thus, United Guaranty should back off when you produce documentation that the debt was cancelled. If not, then be sure to challenge wrongful reporting on your credit report, and you will have a defense to payment in response to a collection suit.  Check out www.ftc.gov to learn more. It might be that the second mortgage holder only agreed to release your home from its security interest and agreed not to foreclose. That could happen without any release of your duty to pay. If that's what happened, then you still owe the amount of the second and are bound to pay. It's just unsecured. It also means that your credit could still be damaged. If the debt was, in fact, cancelled, and you were damaged because of the lender's failure, then you could find a lawyer and sue. I'm not sure of the amount of your damages, but if small enough, you could bring your claim in small claims/magistrate's court. It seems that you would sue United Guaranty and the initial lender.  You will need to be sure you have evidence that the loan was satisfied in order to make your case. They could still argue that you failed to mitigate your damages by not otherwise challenging their collection. If successful, this would impact the amount of your recovery. I'm a lover not a fighter, so I suggest that you make every effort to work it out OUT of court. If you can demonstrate that the debt was released, also demonstrate the amount you'll pay over the life of your car loan at the higher rate and see what you can do. Keep in mind that even being set free of the second mortgage could have impacted your credit.  Best of luck in getting your ducks in a row and your credit on track.... Read More
Your question sure raises a lot of questions with me! Are you sure that the second mortgage holder agreed not to pursue collection? If that is the... Read More
Consumer Law
Massachusetts

Helpful Resources