Arizona Insurance Legal Questions

There are two questions here. The first question is more of a question of whether someone can report you to the police and get a citation issued. The answer is yes if the police are convinced that they can show that you were brake checking, driving recklessly, or exhibiting road rage.  Evidence can be a dash cam and witnesses.  A dash cam could easily convince the police that you should be issued a ticket.   The second question relates to a civil lawsuit.  Normally a person cannot file a lawsuit against you because they cannot establish damages from whatever happened as long as no one was hurt and no property damaged.           ... Read More

Im sorry to hear about the fire damage to your home.   In this case, Loss of Use means that they will pay for your hotel or alternate housing. It could include other things.  The best thing for you to do at this point is get a copy of your insurance policy.  If you no longer have one because of the fire, you should request a copy from your insurance company.  It should have the specific definition of "Loss of Use".  Best of luck. NOTE:  This response is general in nature and should not be considered legal advice.  No attorney-client privilege exists or is formed by this response.... Read More

I am sorry to hear about your wife's injury.  A successful legal matter regarding this would depend on whether or not your wife's slip and fall was because of a harm or hazard caused by the hotel. Or if the hotel knew of the harm or hazard or should have known of it.  For example, if your wife slipped because water had been on the floor for a significant period of time and was spilled by an employee of the hotel, then I'd recommend contacting a personal injury attorney.  Or if she slipped because of some kind of defect in the floors, carpet or stairs, etc., I'd contact a personal injury attorney.   HOwever, if your wife fell due to no fault at all of the hotel, she probably cannot recover. But to be sure, you may want to contact a local attorney in your area.  You should be able to get a free consultation without a problem.    Best of luck! NOTE:   This response is general in nature and should not be considered legal advice.  No attorney-client relationship exists or is formed by this response.... Read More

That would really depend on what the owner's insurance policy covers.  You should talk to the owner and see what they say. Ask them to review their insurance policy and/or discuss it with their insurance agent.  Without more information, it is difficult to specifically answer your question.  It really will depend on what the insurance policy says.  Sorry I could not help further. Good luck! NOTE: This response is general in nature and should not be considered legal advice.  No attorney-client relationship exists or is formed by this information. ... Read More