Nevada Insurance Legal Questions

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10 legal questions have been posted about insurance by real users in Nevada. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include fidelity and surety, reinsurance, and automobile insurance. All topics and other states can be accessed in the dropdowns below.
Nevada Insurance Questions & Legal Answers
Do you have any Nevada Insurance questions and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 10 previously answered Nevada Insurance questions.

Recent Legal Answers

Is it legal for my insurance company to add someone to my policy without my permission?

Answered 7 years and 9 months ago by R. Christopher Reade (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
An insurance company cannot require you to undertake additional liability and obligations without your knowledge and consent.
An insurance company cannot require you to undertake additional liability and obligations without your knowledge and consent.

I need help suing Farmers Insurance and the Nevada Department of Insurance

Answered 9 years and 8 months ago by Edward J. Achrem (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
In order to properly evaluate your potential claim, you will need to provide additional information. Please contact our office at 702 734 3936 for a free consultation. One of our staff will be happy to assist you. Our firm has been handling personal injury cases for over 35 years. Talk to you soon. Best personal regards, Edward J. Achrem & Associates.... Read More
In order to properly evaluate your potential claim, you will need to provide additional information. Please contact our office at 702 734 3936 for a... Read More

unlawful death

Answered 12 years and 4 months ago by R. Christopher Reade (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
It is very uncommon for a homeowners liability policy to cover the intentional torts (such as assault and battery) of a homeowner or occupant of a property.  The policy reason is that if persons could insure around their intentional acts, then there would be no disincentive to not commit intentionally bad acts.... Read More
It is very uncommon for a homeowners liability policy to cover the intentional torts (such as assault and battery) of a homeowner or occupant of a... Read More

When a repair shop damages your vehicle.and your insurance don't step up to recover your cost.

Answered 12 years and 4 months ago by R. Christopher Reade (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
Based upon the facts you have indicated, your insurance has declined to subrogate to recover its monies and your deductible, which is usually within the discretion of your insurance company.  You are free to bring an action to recover your $500 deductible yourself.
Based upon the facts you have indicated, your insurance has declined to subrogate to recover its monies and your deductible, which is usually within... Read More

I was injured in a car accident but was not mentioned in the police report

Answered 12 years and 5 months ago by R. Christopher Reade (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
While one always likes records to be complete, this omission should not be fatal to your claim.  Nonetheless if you contact the officer, the Police Report should be revised to include your injuries, including driver's statement being revised to include your involvement.
While one always likes records to be complete, this omission should not be fatal to your claim.  Nonetheless if you contact the officer,... Read More

Can my auto insurance refuse to add another vehicle to my policy

Answered 12 years and 8 months ago by R. Christopher Reade (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
Insurance companies are given broad underwriting authority to determine what risks they wish to undertake.  Without knowing the exact underwriting criteria, it would be impossible to determine the bases for the denial.
Insurance companies are given broad underwriting authority to determine what risks they wish to undertake.  Without knowing the exact... Read More

What does Nevada Revised Statute 616C.230, subsection 4 mean?

Answered 12 years and 11 months ago by R. Christopher Reade (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
While not going so far as to state that it is normal to have this in a letter, I cannot say that you should be offended.  This section states "4.  If any employee persists in an unsanitary or injurious practice that imperils or retards his or her recovery, or refuses to submit to such medical or surgical treatment as is necessary to promote his or her recovery, the employee's compensation may be reduced or suspended."  Very simply, malingering can be a basis for reduction of industrial insurance benefits.  While the system provides compensation pending recovery, efforts by the employee to not get better will not be rewarded.  However it is not an allegation made as against you and should not be taken personally.... Read More
While not going so far as to state that it is normal to have this in a letter, I cannot say that you should be offended.  This section states... Read More

how do i fight a medical bill 3 years later

Answered 12 years and 11 months ago by R. Christopher Reade (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
This problem happens all too frequently.  You need to notify the Hospital to provide you with all records showing their timely submission of the claim to the insurer.  You need to notify the insurer that you will require proof of the untimely submission of the bills and waiver by the Hospital.  Should any legal action be brought, both the insurer and the hospital should be parties to the same proceeding.... Read More
This problem happens all too frequently.  You need to notify the Hospital to provide you with all records showing their timely submission of the... Read More

Health Insurance Not Covering Claims

Answered 13 years ago by R. Christopher Reade (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
Insurance coverage is an extremely complex and detailed area of law.  From the facts presented, you certainly appear to have a strong argument for coverage.  You should have your claims reviewed by an attorney who does coverage work.
Insurance coverage is an extremely complex and detailed area of law.  From the facts presented, you certainly appear to have a strong argument... Read More

life insurance

Answered 13 years and 2 months ago by R. Christopher Reade (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
You should find out your mother's insurance agent or insurance company and contact them.  You can also establish an estate for your mother and do an inquiry regarding your mother's affairs and where any policies or assets of the Estate were vested.
You should find out your mother's insurance agent or insurance company and contact them.  You can also establish an estate for your mother and... Read More