3 legal questions have been posted about collections by real users in Arkansas. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include debtor and creditor, and creditors rights. All topics and other states can be accessed in the dropdowns below.
There is no legal requirement for a collection agency to allow you to submit a payment plan. Most, however, will try to work with you.
You may want to speak with a local consumer rights attorney. There are various federal, local, and state consumer protection statutes that may protect your rights and a local consumer rights attorney will be able to determine which laws apply.
Most consumer rights attorneys offer free initial consultations to determine what options are available.
This is not intended to be legal advice, and is general in its nature. No attorney-client relationship exists or is formed by this information. Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies....
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There is no legal requirement for a collection agency to allow you to submit a payment plan. Most, however, will try to work with you.
You may...
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You should contact a consumer rights attorney to determine whether the debt is valid, and if the statute of limitations has run. With a few exceptions, if the statute has run, then the debt holder maybe unable to sue for the debt.
This is not intended to be legal advice, and is general in its nature. No attorney-client relationship exists or is formed by this information. Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies....
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You should contact a consumer rights attorney to determine whether the debt is valid, and if the statute of limitations has run. With a few...
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I would contact the court to make sure that a case was actually filed against you. Some collection agencies and collection law firms, use documents that appear to be issued from the court when they are not. I am not familiar with the civil process in Arkansas but it seems odd that a summons came to you by certified mail directly from the attorney's office (In those states that allow service by certified mail, the mailing is usually sent by the clerk). If there is an actual case filed against you, I would contact the attorney and see if you can settle the case for less that what the judgment would be....
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I would contact the court to make sure that a case was actually filed against you. Some collection agencies and collection law firms, use documents...
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