101 legal [2, *]questions have been posted about bankruptcy by real users in New Jersey. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include commercial bankruptcy, consumer bankruptcy, and foreclosures. All topics and other states can be accessed in the dropdowns below.
Recent Legal Answers
Sounds like you do not know what you are doing, that you do not have a lawyer representing you, and are learning the hard way that Chapter 13 is not... Read Answer
Eventually, all debts that haven't filed lawsuits will be barred by the statute of limitations. I would not recommend filing bankruptcy unless your... Read Answer
If your case was closed because you failed to make the payments, then there is nothing you can do about creditors contacting to collect their debts.
Did the bankrupt have assets in their bankruptcy? If not, then you can't sue them. If they had assets, you can sue them but discuss it with a... Read Answer
Yes, you can file an individual chapter 7, You may be questioned by the trustee but if you're no longer a couple financially, you'll just have to... Read Answer
If your case has ended, the judge's job is done and the stay automatically dissolves at discharge. Usually, banks do not foreclose during a loan... Read Answer
I would make application to extend time, allow the Discharge, and just delay case closing. Chapter 13 Trustee's have a lot of work to do to close... Read Answer
I can't possible hazard a legal answer without reviewing your Chapter 13 file. You probably had a lawyer file it for you - you should consult with... Read Answer
The bankruptcy judge is unlikely to delay entry of your discharge while you complete your loan modification trial period. Once the discharge is... Read Answer
There are factors you should consider before making a decision on whether to file a bankruptcy with or without your spouse. Too many factors to... Read Answer
If you file bankruptcy, you must included every debt. No exceptions! Whether a debt might be ineligible to be eliminated through bankruptcy is... Read Answer
This is a common scare tactic but it's unlikely to go any farther. Call their bluff and if they try to sue you, get an attorney to sue them for a... Read Answer
Your trustee didn't mention you could move things around legally to protect property because there is no such thing. Moving things to defraud your... Read Answer
You'll probably end up paying more money to your creditors. But you are always able to dismiss your case voluntarily.
You can get a personal loan any time after you file the bankruptcy.
There is a limit to the total amount which can be garnished.
A lawyer's fee must always be reasonable. $995 is far too much to pay for an initial consultation. You should get a refund of most of what you... Read Answer
It is money the trustee is still holding, if all the bills have been paid, the trustee will refund it to you.
In the bankruptcy petition, you disclose the property that you own (but not property owned by others) and you disclose the expenses for your... Read Answer
Your budget should include the debts you pay for reasonable living expenses. If your expenses do not allow you to make the GOOD FAITH TEST, your... Read Answer
Yes. Unfortunately, depending on the amount, the Chapter 7 Trustee may take it instead.
You can't select which debts to put in bankruptcy, all debts are covered. You can usually reaffirm on a car loan. Your cosigner is notified if you... Read Answer
No, your father won't know. There is no reason for anyone to contact your father if you are making your payments on time. You have to include the car... Read Answer