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Ohio Debtor And Creditor Legal Questions

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9 legal questions have been posted about debtor and creditor by real users in Ohio. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include collections, and creditors rights. All topics and other states can be accessed in the dropdowns below.
Ohio Debtor And Creditor Questions & Legal Answers
Do you have any Ohio Debtor And Creditor questions and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 9 previously answered Ohio Debtor And Creditor questions.
Debtor and Creditor
Ohio

Recent Legal Answers

I have a situation with an old property that I received a loan on some 20+ years ago. Another company has emerged to claim the debt. What can I do?

Answered 2 years and 4 months ago by Mr. Howard A. Kurtz (Unclaimed Profile)   |   1 Answer
Thank you for reaching out.  We can only practice within North Carolina and can not provide answers for out of state inquires.  Sincerely,  Kurtz & Blum
Thank you for reaching out.  We can only practice within North Carolina and can not provide answers for out of state... Read More

Can I be sued for a personal loan from a friend if I have not been in default of the promissory note and repayment agreement made?

Answered 5 years and 8 months ago by Nicholas Prescott Weiss (Unclaimed Profile)   |   1 Answer
He can sue you, but he will lose if you have not breached the terms of the note.
He can sue you, but he will lose if you have not breached the terms of the note.

Will a debt mediaition firm call you

Answered 6 years and 2 months ago by Scott F. Bocchio (Unclaimed Profile)   |   1 Answer
Ask them to send you validation on their company letterhead. Once you receive this validation you will then contact the Secretary of State and run a background check on the company prior to engaging in a payment arrangment.
Ask them to send you validation on their company letterhead. Once you receive this validation you will then contact the Secretary of State and run a... Read More

I'm getting these threatning email about a payday loan they said I haven't paid

Answered 10 years and 6 months ago by Scott Russell Needleman (Unclaimed Profile)   |   1 Answer
If you have a payday loan they may be discharged in Bankruptcy.  A complete analysis of all of your finances is probably needed.  Payday loans have the advantage as you have signed an loan agreement at a very high interest rate.  An old payday loan may be settled.  If not litigation has commenced now is the time to act unless you have much larger financial issues.  If you do, consult with an attorney who can review your finances and create a plan of action.  If the payday loan is your only issue, and it is valid, try to negotiate a settlement.... Read More
If you have a payday loan they may be discharged in Bankruptcy.  A complete analysis of all of your finances is probably needed.  Payday... Read More

how do I respond to mediation summary going pro se

Answered 11 years and 10 months ago by attorney Matthew James Porter Coffman   |   1 Answer
seek legal counsel.
seek legal counsel.

How can I stop garnisment of savings account

Answered 12 years and 7 months ago by attorney Matthew James Porter Coffman   |   1 Answer
change your bank. Otherwise look at exemptions. If the funds are not exempt, they will be subject to seizure
change your bank. Otherwise look at exemptions. If the funds are not exempt, they will be subject to seizure

Student loan garnishment and bankruptcy

Answered 13 years and 2 months ago by Mr. Richard Alan Alsobrook (Unclaimed Profile)   |   1 Answer
Student loans are a very difficult form of debt from which to receive a bankruptcy discharge. You should consult a local bankruptcy attorney to determine what debs yout can discharge.  Most bankruptcy attorneys offer a free initial consultations to determine if bankruptcy is appropriate. This is not intended to be legal advice, and is general in its nature. No attorney-client relationship exists or is formed by this information. Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies.... Read More
Student loans are a very difficult form of debt from which to receive a bankruptcy discharge. You should consult a local bankruptcy attorney to... Read More

I am 74 year old widow being sued by a credit card company. My only source of income is social security. I owe $55,000 on my home - can they take it

Answered 13 years and 10 months ago by attorney John Schleiffarth   |   1 Answer
Generally speaking, a creditor can place a lien on your home if you fail to pay a debt. In my experience, small creditors will not force a sale of your home. There are many factors that contribute to whether or not they could or would. One factor is the equity you have in your home. Some states have special homestead laws that protect homes from creditors. I suggest consulting a bankruptcy attorney in your area. ... Read More
Generally speaking, a creditor can place a lien on your home if you fail to pay a debt. In my experience, small creditors will not force a sale of... Read More

if i am on social security and have credit cards can they take my money for them//

Answered 13 years and 11 months ago by attorney Bankruptcy Attorney Mark J Markus   |   1 Answer
social security funds are exempt from collection by creditors. You can also, of course, file a bankruptcy case, but if you have no assets and only SS income, then it's probably unnecessary. I have never heard of a "home bankruptcy".  Mark J. Markus, Attorney at Law Handling exclusively bankruptcy law cases in California since 1991. http://www.bklaw.com/ bankruptcy blog: http://www.bklaw.com/bankruptcy-blog/ Follow Me on Twitter:  @bklawr... Read More
social security funds are exempt from collection by creditors. You can also, of course, file a bankruptcy case, but if you have no assets and only... Read More
Debtor and Creditor
Ohio

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