Ohio Consumer Legal Questions

It sounds like someone made a claim against your husband, sued him, and lost in court.  If so, there would have been a judgement entry dismissing the claims.  If the same person is suing your husband for the same claims in a different jurisdiction - they cannot do that because that matter has already been decided by a competent court.  Your husband should present the dismissal entry to the new court and ask that the case be dismissed on the grounds of "res judicata."... Read More

You might not like the service or their policy, but there is no law that gives you the right to remain in a store to finish your shopping when they have closed. If you don't leave when asked, and they can give you however much time they want, then you are legally trespassing and they can call the police. You don't have any more time than they are willing to give you and you have no right to claim the time they gave you was not reasonable. Small claims court can only give you money if the store somehow damaged or injured you and that would be difficult to prove and even if they did, the burden of proof is on you to show how much the degrading treatment was worth in terms of money. Better solution is not to shop there, I think, but that's your choice.... Read More

Actually landlords and insurance company are just two of the kinds of businesses that can legally pull someone's credit report if they are doing business with them. Any business can as long as they are doing business with you or expect to do so and they have a valid reason allowed by law. They didn't need the driver license number to be able to do it either. A simple name and address is enough, but the more information the easier it is to do. If you are not sure and still want to know more then you should call your local attorney bar association and ask for a referral to a credit rights lawyer near you or look online for one.... Read More

They own the parking lot and in Ohio there is no right to work unless you have an employment contract. Without that, an employer can terminate an employee for any reason or even for no reason and generally the only thing the employee can do is file for unemployment. You may want to argue with them or talk to an employment law attorney near you. Call your local attorney bar association and ask for a referral to a local employment law attorney.... Read More

It doesn't sound like the dealer did anything wrong but even if they did, what are your damages? How were you injured? The law requires not only that they do something wrong to you but also that it financially hurt you somehow. You would need an expert who could say what the damage to your credit reputation is worth in money and that kind of expert is very expensive to get, to prove your case. I suggest you argue with the dealer and try to get whatever you can out of them if you aren't willing to spend what is probably at least $5,000 to hire a credit rights damage expert, because that is very likely what it will cost (I've seen some of their billings in cases like your's).... Read More

Maybe, but there is no way to know without knowing a lot more about what happened in the sales process and what your sales papers say. You should try to work it out with the seller or dealer if you can. If you can't then you should call your local bar association and ask for a referral to a car sales fraud or consumer law attorney near you so you can sit down and go over all this and find out for sure what your rights are. If you bought it from a private person, the only requirement on the seller is to deliver a valid title to the vehicle and not to lie to you about anything during the sale. Car dealers have a lot more legal obligations and, frankly, they almost always violate one law or another in selling cars to consumers, but you need to talk to someone who knows car sales fraud laws to explain for sure what your rights are.... Read More

If you authorized delivery to be made to someone on your behalf, and they did that, then there is little you can do about it except argue with UPS or the merchandise sender and hope for the best. You may be able to stop the charge card authorization if you paid for it that way and turn it in to your credit card company as a merchant  dispute too... Read More

Maybe. You can check with the local title department to see if the title really was transferred into your name and you can actually get a duplicate title there if there is no lien on the title. If the dealer put the title in your name and is holding it because you still owe money, they can't do that for more than 40 days and, yes, they have to send you the title, either the original (if you paid for it already), or a memorandum of title (if you still owe a loan company or the dealer if they are a buy here pay here dealer). If you can't get this worked out, you should talk to a local car sales fraud lawyer for help in doing something about this.... Read More

Depending on the amount of damage, small claims court may be your best option.  Small claims handles cases up to $3,000.  Additionally, you may be able to file a claim with your insurance company (auto and homeowners).  Often times they will pay the claim and seek reimbursement from the contractor's insurance company. ... Read More

I'm not sure it is too long for your credit card company to bow out of the dispute. If you had reason to believe the merchant was going to perform, that might extend your right to dispute the charge, but I think that is a long shot based on the amount of time that passed. That means your only other option is to go after the merchant yourself. I'm not sure if you've tried to resolve it with them and suggest that you give them a call. If that does not work, my advice is always to write a concise and respectful letter to the President of the company requesting a refund. If going up the chain of command doesn't work, it sounds like a law suit is your only option. You don't say how much you paid, but hopefully you can go to small claims/magistrate court with your payment records. Keep in mind that you still would have to collect any judgment you obtain which is not always a slam dunk. This is the case whether you hire a lawyer or go to small claims court. If the amount is small, you might just want to consider this a lesson learned to dispute items on your credit card timely.... Read More