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Oklahoma Debtor And Creditor Legal Questions

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10 legal questions have been posted about debtor and creditor by real users in Oklahoma. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include collections, and creditors rights. All topics and other states can be accessed in the dropdowns below.
Oklahoma Debtor And Creditor Questions & Legal Answers
Do you have any Oklahoma Debtor And Creditor questions and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 10 previously answered Oklahoma Debtor And Creditor questions.
Debtor and Creditor
Oklahoma

Recent Legal Answers

what to do if sued by creditor

Answered 2 years and a month ago by Matthew A. McKenna (Unclaimed Profile)   |   1 Answer
I would recommend recahing out to a local bankruptcy, consumer protection, or debt defense attorney as they can probably guide you on some potential options. There may be options and defenses that you could raise if you decide the defend the lawsuit. 
I would recommend recahing out to a local bankruptcy, consumer protection, or debt defense attorney as they can probably guide you on some potential... Read More

Can a creditor take my property if I have a lien on through another bank?

Answered 10 years and 11 months ago by attorney Brian Russell Huddleston   |   1 Answer
The mortgage lien can be assigned from one lien holder to another. I would need to know more facts. Thanks, Brian
The mortgage lien can be assigned from one lien holder to another. I would need to know more facts. Thanks, Brian

Are verbal agreements legally binding in Oklahoma? If so, how do I file a lawsuit?

Answered 10 years and 11 months ago by attorney Brian Russell Huddleston   |   1 Answer
Is the title to the truck in your name? If so, you could tell the boy that he must return the truck to you if he does not pay. Yes, the verbal agreement is binding and you can sue to enforce the agreement and/or to get the truck back. If you obtain a money judgment you can garnish his wages but he can't be jailed for breach of contract. Thanks, Brian... Read More
Is the title to the truck in your name? If so, you could tell the boy that he must return the truck to you if he does not pay. Yes, the verbal... Read More

I have an employee who has a garnishment filed on him but the amount seems outrageous what should he do?

Answered 12 years ago by attorney Brian Russell Huddleston   |   1 Answer
Yes.
Yes.

I work parttime and only support myself and pay my bills myself. I got a garnishment put on me by lawyers for JCMH. Had major surgery.

Answered 12 years ago by attorney Brian Russell Huddleston   |   1 Answer
They can take quite a bit and leave your take home as less than the minimum wage. You can contest the amount and often the judge will reduce the amount. Of course, that means the garnishment will go on for a longer period.
They can take quite a bit and leave your take home as less than the minimum wage. You can contest the amount and often the judge will reduce the... Read More

How to collect money owed to me by individual

Answered 12 years ago by attorney Brian Russell Huddleston   |   1 Answer
Sue him and get a judgment against him and then garnish his paycheck.
Sue him and get a judgment against him and then garnish his paycheck.

HOW LONG CAN A JUDGEMENT BE KEPT ON A CREDIT REPORT?

Answered 12 years ago by attorney Brian Russell Huddleston   |   1 Answer
There is no time limit if the judgment creditor properly renews the judgment. If not, I think the initial period is 10 years.
There is no time limit if the judgment creditor properly renews the judgment. If not, I think the initial period is 10 years.

Paycheck garnishment

Answered 12 years ago by attorney Brian Russell Huddleston   |   1 Answer
There is a form that you can fill out that allows the judge to make some adjustments. There is also a head of household hardship exception. Otherwise, I would estimate that about 75% could be garnished.
There is a form that you can fill out that allows the judge to make some adjustments. There is also a head of household hardship exception.... Read More

Can a creditor file a small claim in a state that it didn't ocurred?

Answered 12 years and 11 months ago by Matthew R. Nahrgang (Unclaimed Profile)   |   1 Answer
Filing and service are 2 separate things.  Most suits can be filed where either party resides or the action occurred.  So, they can probably file in CO.  Regarding service, they must serve you wherever you live.  One defense might be lack of personal jurisdiction and you must hire a CO attorney to raise that in CO. ... Read More
Filing and service are 2 separate things.  Most suits can be filed where either party resides or the action occurred.  So, they can... Read More

i got a loan with ace cash express they gave sent it to a collection agency i got a phone call they threatend to get a bench warrent and have me taken to jail is that possible

Answered 13 years and 10 months ago by Mr. Richard Alan Alsobrook (Unclaimed Profile)   |   1 Answer
No.  Not paying a debt to a pay-day-loan company is not a criminal offense.  You may have a claim against the collection agency for a violation of the Fair Debt Collection Practices Act for threatening criminal prosecution and jail.  You should contact a local consumer law attorney to see what rights you may have in bringing suit against the collections agency and determine what actions may be taken against you for not paying on the loan. This is not intended to be legal advice, and is general in its nature. No attorney-client relationship exists or is formed by this information. Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies.... Read More
No.  Not paying a debt to a pay-day-loan company is not a criminal offense.  You may have a claim against the collection agency for a... Read More
Debtor and Creditor
Oklahoma

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