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Michigan Debtor And Creditor Legal Questions

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38 legal questions have been posted about debtor and creditor by real users in Michigan. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include collections, and creditors rights. All topics and other states can be accessed in the dropdowns below.
Michigan Debtor And Creditor Questions & Legal Answers - Page 2
Do you have any Michigan Debtor And Creditor questions page 2 and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 38 previously answered Michigan Debtor And Creditor questions.
Debtor and Creditor
Michigan

Recent Legal Answers

Unsecured Bank Loan

Answered 9 years ago by David J. Hutchinson (Unclaimed Profile)   |   1 Answer
Was the Credit Union "scammed?" If only you werre scammed, and, at your request (having been scammed), the Credit Union put out money on your behalf, yes, you owe it. What is it you think they have done wrong? Is there more here? If so, let us know.
Was the Credit Union "scammed?" If only you werre scammed, and, at your request (having been scammed), the Credit Union put out money on your behalf,... Read More

I received a 1099-C (Cancellation of Debt) last year and claimed on my taxes. This week i received writ of garshiment. Is that legal?

Answered 9 years and 2 months ago by David J. Hutchinson (Unclaimed Profile)   |   1 Answer
No. Get to a good local lawyer right away, but you might first call the company behind this (or the lawyer who got the garnishment) and see if you can convince them to stop right away before you sue them for harrassment. Good Luck.
No. Get to a good local lawyer right away, but you might first call the company behind this (or the lawyer who got the garnishment) and see if you... Read More

I have an arbitrator is calling and saying I need to pay back bills right now or I will be arrested. He will not give me a list of the bills

Answered 9 years and 3 months ago by David J. Hutchinson (Unclaimed Profile)   |   1 Answer
That is ridiculous. Tell him you want written evidence of the bills and Judgments and let him know that lawyers say you can't be arrested for unpaid bills, so you really don't believe anything he says. Good Luck.
That is ridiculous. Tell him you want written evidence of the bills and Judgments and let him know that lawyers say you can't be arrested for unpaid... Read More

What to do if you are sued by a credit card company and only receives social security income

Answered 9 years and 7 months ago by David J. Hutchinson (Unclaimed Profile)   |   1 Answer
it depends upon what assets you have. You should consult with a good local lawyer and show them exactly what you have. A very important question will be whether you can PROVE that everything in your bank account came from Social Security. Good Luck.
it depends upon what assets you have. You should consult with a good local lawyer and show them exactly what you have. A very important question will... Read More

Can a creditor take a car I cosigned for if they have filed a UCC financing on me?

Answered 9 years and 9 months ago by David J. Hutchinson (Unclaimed Profile)   |   1 Answer
More information is needed. They can't just "file a UCC financing" against you. What agreements did you sign with them? What security did you offer? Is the vehicle in question in your name as owner?
More information is needed. They can't just "file a UCC financing" against you. What agreements did you sign with them? What security did you offer?... Read More

Can I get my money back?

Answered 9 years and 9 months ago by David J. Hutchinson (Unclaimed Profile)   |   1 Answer
I am sorry, but the cost and hassle of fighting over this is almost certainly not worth it. If the difference between the agreed payment amount and the amount garnished is great, you could try filing a motion to reinstate the payment plan and explain the situation to the judge. It will be very difficult to get anything done directly with the collection folks, I am afraid. Good Luck.... Read More
I am sorry, but the cost and hassle of fighting over this is almost certainly not worth it. If the difference between the agreed payment amount and... Read More

Can we marry?

Answered 9 years and 10 months ago by David J. Hutchinson (Unclaimed Profile)   |   1 Answer
No, they cannot come after you. Get married! Just keep your assets separate--no joint bank accounts. Good Luck.
No, they cannot come after you. Get married! Just keep your assets separate--no joint bank accounts. Good Luck.

Are a home and car bought with VA benefits exempt from collection?

Answered 9 years and 10 months ago by David J. Hutchinson (Unclaimed Profile)   |   1 Answer
Sorry, but once you use the money to buy things, they are not exempted, bankruptcy or no.
Sorry, but once you use the money to buy things, they are not exempted, bankruptcy or no.

Are you liable for the collection company fees?

Answered 10 years ago by David J. Hutchinson (Unclaimed Profile)   |   1 Answer
It depends upon what your debt is for and what your agreement with them was. More detail is needed.
It depends upon what your debt is for and what your agreement with them was. More detail is needed.

Favorable judgement, unfavorable payment options

Answered 10 years and 2 months ago by David J. Hutchinson (Unclaimed Profile)   |   1 Answer
More information is needed to be able to be helpful. What is the item you want to put a lien on? Generally, if you have a final Judgment, you can lien or actually take, most things of value that a Debtor has. What are the repeated checks for thousands of dollars the debtor gets? Are they continuing?... Read More
More information is needed to be able to be helpful. What is the item you want to put a lien on? Generally, if you have a final Judgment, you can... Read More

my exwife filed for bankruptcy after we divorced and got her name off of a foreclosure on a house.stayed on my score

Answered 10 years and 3 months ago by David J. Hutchinson (Unclaimed Profile)   |   1 Answer
Bankruptcy would not get a foreclosure off your former wife's credit score. It would eliminate any legal obligation on a remaining debt from a foreclosure. It is unclear what you are seeking, and it is unclear what your entire circumstances are. Perhaps you should take all of your specific facts to a good local lawyer. Good luck... Read More
Bankruptcy would not get a foreclosure off your former wife's credit score. It would eliminate any legal obligation on a remaining debt from a... Read More

I need help with credit card debt?

Answered 13 years and 3 months ago by Mr. Richard Alan Alsobrook (Unclaimed Profile)   |   1 Answer
You need to speak with a local consumer rights attorney.  There are various federal, local, and state consumer protection statutes that may protect your rights and a local consumer rights attorney will be able to determine which laws apply. Most consumer rights attorneys offer free initial consultations to determine what options are available. This is not intended to be legal advice, and is general in its nature. No attorney-client relationship exists or is formed by this information. Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies.... Read More
You need to speak with a local consumer rights attorney.  There are various federal, local, and state consumer protection statutes that may... Read More

who has to pay a credit card bill after a person dies?

Answered 13 years and 6 months ago by Mr. Richard Alan Alsobrook (Unclaimed Profile)   |   1 Answer
It depends on several factors.  A credit card agreement is a contract, so the terms of the agreement need to be reviewed.  Additionally, one needs to consider if there was more than one person listed on the card, such as a spouse of child who may be forced to assume the debt. Typically, a credit card company will have a claim against the estate of the deceased (assuming no one else is on the card). You should speak with a local consumer rights attorney.  There are various statutes that may protect you or your family if you are liable on the debt, and a local consumer rights attorney will be able to determine if any state specific statutes apply to your situation, or if you are liable on the debt. This is not intended to be legal advice, and is general in its nature. No attorney-client relationship exists or is formed by this information. Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies.... Read More
It depends on several factors.  A credit card agreement is a contract, so the terms of the agreement need to be reviewed.  Additionally,... Read More
Debtor and Creditor
Michigan

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