Foreclosures Legal Questions

What you are talking about is a typographical error, nothing more. These types of errors can be handled in court by your lender's attorney. You do not get to get a home for free simply because the person creating the documents misspelled your name or made some type of other typographical error. As long as the area is not so great as to be completely incorrect from beginning to end, but in that case the arrow will be so great that nothing about you is even reference that indeed therefore it's not your house either.   I have responded to your inquiry according to the laws of Massachusetts, where my firm is located. Laws can vary significantly from state to state and cases tend to be rather fact-specific, so you are best served by consulting with a knowledgeable attorney in weighing your options. Email messages/Online Correspondence are akin to conversations and do not reflect the level of analysis applied to formal legal opinions. Email/Online responses do not form an attorney-client relationship.    Joseph F. Botelho, Esq. BOTELHO LAW GROUP Attorneys At Law http://fallriverbankruptcyattorney.com/ 901 Eastern Ave.  Unit 2 Fall River, MA 02723  Office:  888-269-0688 FAX:    877-475-8147... Read More

The answers your question is no, you will not be liable for any remainder of the mortgage after you receive a chapter 7 bankruptcy discharge. But remember chapter 7 does not allow you to save a home that your behind payments on, thus if you receive a chapter 7 bankruptcy on your home you have eliminated the debt, but the bank still have a collateral interest in your home secured by the mortgage and bankruptcy cannot remove that. So if you have a first mortgage on your house and you file chapter 7 bankruptcy and receive a discharge, unless your mortgages in good standing and all payments are up to date, you will automatically lose the home. In bankruptcy if there's ever collateral securing the debt such as a home or a car, you can discharge the debt but you will always lose the property. Bankruptcy cannot have you discharged debt and still get to keep the property. There are few exceptions, such as stripping a second mortgage when the house is under water and the second mortgage interferes with the Debtors homestead exemption. But this is simply not the case on a first mortgage.   I have responded to your inquiry according to the laws of Massachusetts, where my firm is located. Laws can vary significantly from state to state and cases tend to be rather fact-specific, so you are best served by consulting with a knowledgeable attorney in weighing your options. Email messages/Online Correspondence are akin to conversations and do not reflect the level of analysis applied to formal legal opinions. Email/Online responses do not form an attorney-client relationship.    Joseph F. Botelho, Esq. BOTELHO LAW GROUP Attorneys At Law http://fallriverbankruptcyattorney.com/ 901 Eastern Ave.  Unit 2 Fall River, MA 02723  Office:  888-269-0688 FAX:    877-475-8147... Read More

If your landlord is in foreclosure and you rent a house or apartment from your landlord, you are still protected by the lease you have on the property. A foreclosure proceeding against your landlord does not create an action against you personally. If the house is foreclosed, the new owner has to recognize your lease agreement that you had with the previous owner. If you do not have a lease agreement and you are a tenant at will, then you're technically not in any different situation as a tenant at will to be evicted at any time. Many people who purchase properties at auction, are doing so for investment purposes and most likely will not even want you to leave.   I have responded to your inquiry according to the laws of Massachusetts, where my firm is located. Laws can vary significantly from state to state and cases tend to be rather fact-specific, so you are best served by consulting with a knowledgeable attorney in weighing your options. Email messages/Online Correspondence are akin to conversations and do not reflect the level of analysis applied to formal legal opinions. Email/Online responses do not form an attorney-client relationship.    Joseph F. Botelho, Esq. BOTELHO LAW GROUP Attorneys At Law www.botelholawgroup.com 901 Eastern Ave.  Unit 2 Fall River, MA 02723  Office:  888-269-0688 FAX:    877-475-8147... Read More

Well harassment issues can be dealth with under the Florida Consumer Collection Practices Act and the Landlord Tenant Act. If you are wrong though, you may find you just forced an eviction by breaching your lease. If you would like to discuss retaining an attorney to help up you, we do offer FREE in office consultations at 1-800-922-6442.... Read More

Only if they wil accept it, but it doesn't mean you dont owe them more money.You should investigate whether a deficiency balance will likely exist before you do anything.If you are interested in hiring an attorney to help you, we do offer FREE in office consultations to explore how we can help. Just call 1-800-922-6442.... Read More