California Bankruptcy Legal Questions

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264 legal questions have been posted about bankruptcy by real users in California. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include commercial bankruptcy, consumer bankruptcy, and foreclosures. All topics and other states can be accessed in the dropdowns below.
California Bankruptcy Questions & Legal Answers - Page 4
Do you have any California Bankruptcy questions page 4 and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 264 previously answered California Bankruptcy questions.

Recent Legal Answers

Can I still be sued over this debt even after the final discharge and what should I do?

Answered 8 years and 5 months ago by Ronald Karl Nims (Unclaimed Profile)   |   6 Answers   |  Legal Topics: Bankruptcy
Yes, you can be sued by anyone for anything any day the courts are open. Can you be SUCCESSFULLY sued for a debt discharged in bankruptcy, no and there are penalties for attempting it. First, notify the attorney who filed the lawsuit of your bankruptcy and that the debt was included. If the attorney doesn't withdraw the lawsuit, talk to a bankruptcy attorney about sanctions.... Read More
Yes, you can be sued by anyone for anything any day the courts are open. Can you be SUCCESSFULLY sued for a debt discharged in bankruptcy, no and... Read More
You need an attorney in that state. A bankruptcy can void out an agreement but that does not happen in every case. This is complex and you need an attorney where the bankruptcy was filed to assist you.
You need an attorney in that state. A bankruptcy can void out an agreement but that does not happen in every case. This is complex and you need an... Read More

If my co-worker is no longer paying me with her loan because she filed for bankruptcy, how can I get my money back from her?

Answered 8 years and 5 months ago by Patrick William Currin (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Bankruptcy
You cannot legally except through the bankruptcy. If you file a proof of claim, you may get a portion of your loan back depending on the circumstances.
You cannot legally except through the bankruptcy. If you file a proof of claim, you may get a portion of your loan back depending on the... Read More

Can creditor collect after final decry?

Answered 8 years and 5 months ago by Ronald Karl Nims (Unclaimed Profile)   |   4 Answers   |  Legal Topics: Bankruptcy
Bankruptcy only discharges the debts you had on the filing date. Since the hospital debts were incurred after the filing date, they can collect on them.
Bankruptcy only discharges the debts you had on the filing date. Since the hospital debts were incurred after the filing date, they can collect on... Read More

If a person in family was loaned $15,000 and a few years later filed bankruptcy, and now okay to pay, should he?

Answered 8 years and 5 months ago by Richard N. Gonzales (Unclaimed Profile)   |   6 Answers   |  Legal Topics: Bankruptcy
He may have a legal obligation to pay the debt, but he has no legal obligation. This is a sad commentary on today's young people.
He may have a legal obligation to pay the debt, but he has no legal obligation. This is a sad commentary on today's young people.

If you file bankruptcy and creditors that have titles to your vehicles do not show at the bankruptcy, can they still repossess your vehicles?

Answered 8 years and 5 months ago by Richard N. Gonzales (Unclaimed Profile)   |   5 Answers   |  Legal Topics: Bankruptcy
If you have loans on the vehicles, and you want to keep the vehicles, you have to continue with the payments or surrender the vehicles to the creditors.
If you have loans on the vehicles, and you want to keep the vehicles, you have to continue with the payments or surrender the vehicles to the... Read More

What is the new law on deleted civil posting in 2017?

Answered 8 years and 5 months ago by Patrick William Currin (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Bankruptcy
BK will stay on credit for 7 years. Banks will consider mortgage lending after 2.
BK will stay on credit for 7 years. Banks will consider mortgage lending after 2.

RE-Open BK Chapter 7

Answered 8 years and 5 months ago by attorney Bankruptcy Attorney Mark J Markus   |   1 Answer   |  Legal Topics: Bankruptcy
I'm not sure what your question is, but sounds like you need to hire an attorney.  You can search lawyers.com for a qualified attorney in your area.  If your bankruptcy case was filed in the Greater Los Angeles Area, I would be happy to assist, but you need to contact me off this site.... Read More
I'm not sure what your question is, but sounds like you need to hire an attorney.  You can search lawyers.com for a qualified attorney in your... Read More

Can I file bankruptcy on money owed to IRS for individual income taxes and delinquent property taxes?

Answered 8 years and 6 months ago by Richard N. Gonzales (Unclaimed Profile)   |   7 Answers   |  Legal Topics: Bankruptcy
Yes and no. You have to follow certain deadlines. If they are not dischargeable, you can pay them through a Chapter 13. You have to pay real property taxes if you are keeping the real estate. Meet with a lawyer face to face. Any lawyer worth their salt will charge you for the meeting, but this will save you tons of heartache and problems!!... Read More
Yes and no. You have to follow certain deadlines. If they are not dischargeable, you can pay them through a Chapter 13. You have to pay real property... Read More
You can file on and eliminate income taxes that are more than three years old provided you filed all the returns on time and there weren't subsequent audits or assessments. The taxes still might be dischargeable with audits and assessments, but additional time considerations come into play. If you are keeping the property, you must pay the property taxes. If you are not keeping the property you need to consult with an experienced bankruptcy attorney related to the property taxes.... Read More
You can file on and eliminate income taxes that are more than three years old provided you filed all the returns on time and there weren't subsequent... Read More

How do I remove a creditor from my deed of trust

Answered 8 years and 6 months ago by attorney Bankruptcy Attorney Mark J Markus   |   1 Answer   |  Legal Topics: Bankruptcy
Your question as stated doesn't make any sense.  Creditors are not "listed" on a deed of trust unless you give them the deed of trust (you sign it).  Usually this is done when they make a loan to you.  So the way to remove the deed of trust (assuming that is what you are asking) is to pay off the loan which the deed of trust secures.  ... Read More
Your question as stated doesn't make any sense.  Creditors are not "listed" on a deed of trust unless you give them the deed of trust (you sign... Read More

Can I file chapter 7 bankruptcy if I filed in 2013

Answered 8 years and 6 months ago by attorney Bankruptcy Attorney Mark J Markus   |   1 Answer   |  Legal Topics: Bankruptcy
No, but you can file Chapter 13. See my article at https://www.bklaw.com/bankruptcy-blog/2012/11/time-between-filing-bankruptcy/ for the specifics on how long you have to wait between filing. Let me know if I can be of any assistance.
No, but you can file Chapter 13. See my article at https://www.bklaw.com/bankruptcy-blog/2012/11/time-between-filing-bankruptcy/ for the... Read More

Is it illegal to take out an installment loan to pay for bankruptcy and attorney fees and not include it in the bankruptcy?

Answered 8 years and 6 months ago by Ronald Karl Nims (Unclaimed Profile)   |   3 Answers   |  Legal Topics: Bankruptcy
In a bankruptcy, you file on all your debts. You don't have the right to pick and choose which debts are included. Some debts, like mortgages and car loans, you can keep so you keep the property but unsecured installment loans can't be reaffirmed. If you take out a loan that you don't intend to repay, the bankruptcy court can deny your discharge.... Read More
In a bankruptcy, you file on all your debts. You don't have the right to pick and choose which debts are included. Some debts, like mortgages and car... Read More

Can I get sued if I told my ex-boyfriend I'll call his job and tell them he uses coke which is true?

Answered 8 years and 6 months ago by Patrick William Currin (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Bankruptcy
Yes, that's the legal definition of extortion.
Yes, that's the legal definition of extortion.

If I want to file bankruptcy but I have a mortgage and two car loans one of the car loans is my mom, will I be able to keep our car?

Answered 8 years and 6 months ago by Patrick William Currin (Unclaimed Profile)   |   2 Answers   |  Legal Topics: Bankruptcy
If you continue to pay for it, yes.
If you continue to pay for it, yes.

If I want to file bankruptcy but I have a mortgage and two car loans one of the car loans is my mom, will I be able to keep our car?

Answered 8 years and 6 months ago by Richard N. Gonzales (Unclaimed Profile)   |   2 Answers   |  Legal Topics: Bankruptcy
Probably. I'm assuming you do not have excess equity, and I'm assuming mom has perfected the lien on the car.
Probably. I'm assuming you do not have excess equity, and I'm assuming mom has perfected the lien on the car.
The filing fee for a Chapter 13 is $310.  If you are asking what attorneys fees are, that depends on a number of factors.  Most bankruptcy attorneys charge the same amount for the initial components of a Ch. 13 case.  Part of those fees can be taken from your monthly plan payments.  So the real issue is how much you need to pay prior to filing your case, and that will depend on what your plan payments are going to be. Calculating your plan payments is extremely complex and requires an experienced bankruptcy attorney to do the analysis after being provided with all the necessary information on your income, expenses, assets and asset values, debts and other data.  If you reside in Los Angeles, Ventura, Santa Barbara, or Orange counties, I would be happy to give you a free consultation to go over your options and answer your questions.   If interested, click here to prepare for and schedule an appointment.... Read More
The filing fee for a Chapter 13 is $310.  If you are asking what attorneys fees are, that depends on a number of factors.  Most bankruptcy... Read More
Why was it closed without discharge?  Typically the reason is a failure to complete and timely file the certificate for the post-filing Financial Management Course.  In that case, you can file a Motion to Reopen the case to file the certificate and have the discharge entered.   If that was the reason,  I can handle that for you.  The cost is $900 which includes the filing fees. If it was closed for some other reason, I would need to know the reason in order to advise what to do.  ... Read More
Why was it closed without discharge?  Typically the reason is a failure to complete and timely file the certificate for the post-filing... Read More

Are 401K's, IRA's, and Stocks exempt from bankruptcy liquidation? What about savings accounts and checking accounts?

Answered 8 years and 6 months ago by Richard N. Gonzales (Unclaimed Profile)   |   6 Answers   |  Legal Topics: Bankruptcy
IRA's, 401(k)'s, & Pensions. Not the other items.
IRA's, 401(k)'s, & Pensions. Not the other items.

How can I reaffirm a car loan?

Answered 8 years and 6 months ago by Ronald Karl Nims (Unclaimed Profile)   |   4 Answers   |  Legal Topics: Bankruptcy
A reaffirmation is an agreement between you and Wells Fargo that the bankruptcy discharge will not apply to the vehicle loan. So, it's only available if Wells agrees. Generally, if you're paying monthly a reaffirmation agreement isn't necessary.
A reaffirmation is an agreement between you and Wells Fargo that the bankruptcy discharge will not apply to the vehicle loan. So, it's only available... Read More

Can I apply for a loan before I receive my discharge papers for chapter 7 bankruptcy?

Answered 8 years and 6 months ago by Richard N. Gonzales (Unclaimed Profile)   |   5 Answers   |  Legal Topics: Bankruptcy
Maybe. Depends.
Maybe. Depends.

Will filing prevent auto repossession or judgement for balance owed after resale of vehicle?

Answered 8 years and 6 months ago by Richard N. Gonzales (Unclaimed Profile)   |   6 Answers   |  Legal Topics: Bankruptcy
Typically yes.
Typically yes.

Which bankruptcy can I file?

Answered 8 years and 6 months ago by Richard N. Gonzales (Unclaimed Profile)   |   5 Answers   |  Legal Topics: Bankruptcy
Chapter 7.
Chapter 7.

LLC BK NEEDED

Answered 8 years and 6 months ago by attorney Bankruptcy Attorney Mark J Markus   |   1 Answer   |  Legal Topics: Bankruptcy
I'm not sure what your question is, but if your LLC is dissolved, you certainly don't need to file a bankruptcy for it unless it has a lot of assets that need to be liquidated. LLCs do not receive a discharge of debts in a Chapter 7 case anyway, so not sure why you think you need to file bankruptcy for it.  If it's dissolved you clearly are not interested in doing a Chapter 11 reorganization. If you have personal liability for any of the corporate debts you may need a personal bankruptcy. My article at https://www.bklaw.com/business-bankruptcy/ should help clarify things for you on this.  ... Read More
I'm not sure what your question is, but if your LLC is dissolved, you certainly don't need to file a bankruptcy for it unless it has a lot of assets... Read More

Will we be able to stay in the home and make voluntary payments on the mortgage even though we are so far behind?

Answered 8 years and 7 months ago by Ronald Karl Nims (Unclaimed Profile)   |   6 Answers   |  Legal Topics: Bankruptcy
Yes, the lender will restart foreclosure. It appears that Chapter 13 would be a better choice.
Yes, the lender will restart foreclosure. It appears that Chapter 13 would be a better choice.