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Ohio Bankruptcy Legal Questions

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171 legal questions have been posted about bankruptcy by real users in Ohio. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include commercial bankruptcy, consumer bankruptcy, and foreclosures. All topics and other states can be accessed in the dropdowns below.
Ohio Bankruptcy Questions & Legal Answers - Page 2
Do you have any Ohio Bankruptcy questions page 2 and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 171 previously answered Ohio Bankruptcy questions.
Bankruptcy
Ohio

Recent Legal Answers

If I default, can they sue me and even garnish my wages?

Answered 8 years and 6 months ago by Richard N. Gonzales (Unclaimed Profile)   |   3 Answers   |  Legal Topics: Bankruptcy
Need to review the papers. Otherwise, all advice is a guess.
Need to review the papers. Otherwise, all advice is a guess.

Can they take monies to pay back a bankruptcy after that many years?

Answered 8 years and 6 months ago by Ronald Karl Nims (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Bankruptcy
Not enough information to answer your question. After how many years?
Not enough information to answer your question. After how many years?

Can I rent an apartment after an eviction and filled chapter 7?

Answered 8 years and 6 months ago by attorney Mr. Rex K. Daines   |   5 Answers   |  Legal Topics: Bankruptcy
It will not show as "paid off", it will show as "balance $0.00". It is up to a new landlord whether or not they will rent to you.
It will not show as "paid off", it will show as "balance $0.00". It is up to a new landlord whether or not they will rent to you.

Can we file bankruptcy to keep the house?

Answered 8 years and 6 months ago by Atty. Richard B. Jacobson (Unclaimed Profile)   |   6 Answers   |  Legal Topics: Bankruptcy
Well, you cannot hide the will. In fact you must file it with the court within 30 days after the death. It appears that your mother wanted to leave her property to her son. And unless there are very unusual circumstances surrounding this, she had every right to do so. You would do well to consult a lawyer with extensive probate experience. He or she might be able to find an argument based on the law of your state which could trump the will.... Read More
Well, you cannot hide the will. In fact you must file it with the court within 30 days after the death. It appears that your mother wanted to leave... Read More

How long does it take to get the paperwork if I show my discharge of chapter 7 on my credit report?

Answered 8 years and 6 months ago by Dorothy G. Bunce (Unclaimed Profile)   |   2 Answers   |  Legal Topics: Bankruptcy
I think you might be asking how long it takes your discharge to appear on your credit report, but I am not sure. Since I do not work at any of the major credit reporting agencies, I cannot say for sure, but my experience is that this complex information is processed in less than 3 months.
I think you might be asking how long it takes your discharge to appear on your credit report, but I am not sure. Since I do not work at any of the... Read More

Will filing for bankruptcy clear an eviction on credit or rental record?

Answered 8 years and 6 months ago by Dorothy G. Bunce (Unclaimed Profile)   |   6 Answers   |  Legal Topics: Bankruptcy
Bankruptcy can clear debts down to $0 but it does not erase information on a credit report. Prospective landlords will continue to see that you failed to pay rent or had other problems that led to an eviction even if no money is presently owed.
Bankruptcy can clear debts down to $0 but it does not erase information on a credit report. Prospective landlords will continue to see that you... Read More

Will filing for bankruptcy clear an eviction on credit or rental record?

Answered 8 years and 6 months ago by attorney Mr. Rex K. Daines   |   6 Answers   |  Legal Topics: Bankruptcy
That would be a no.
That would be a no.

Are they required to send this back to me as they said in their letter?

Answered 8 years and 7 months ago by Atty. Richard B. Jacobson (Unclaimed Profile)   |   4 Answers   |  Legal Topics: Bankruptcy
Why are you asking this question. You have a lawyer, to whom you no doubt paid good money. And it sounds like he is giving you sound advice.
Why are you asking this question. You have a lawyer, to whom you no doubt paid good money. And it sounds like he is giving you sound advice.

How do I put in my driver’s license reinstatement fees on my bankruptcy forms?

Answered 8 years and 7 months ago by Dorothy G. Bunce (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Bankruptcy
It might help had you indicated how many times each of the fees needs to be paid. For example, do you have 1 payment owed on each of the 5 fees? Or dies each fee have multiple payments due. The court is unlikely to accept the full payment of a one time fee as a legitimate budget expense.... Read More
It might help had you indicated how many times each of the fees needs to be paid. For example, do you have 1 payment owed on each of the 5 fees? Or... Read More

Is it abandonment if I filed chapter 13 on a vehicle in April of 2015 and they still haven’t repossessed it?

Answered 8 years and 7 months ago by Dorothy G. Bunce (Unclaimed Profile)   |   2 Answers   |  Legal Topics: Bankruptcy
Filing a Chapter 13 resulted in the bankruptcy court issuing a STAY preventing the lender from repossessing the vehicle. So as there is a court order stopping the creditor from acting, you can hardly say that the lender has ABANDONED the vehicle.
Filing a Chapter 13 resulted in the bankruptcy court issuing a STAY preventing the lender from repossessing the vehicle. So as there is a court... Read More

Is it abandonment if I filed chapter 13 on a vehicle in April of 2015 and they still haven’t repossessed it?

Answered 8 years and 7 months ago by Ronald Karl Nims (Unclaimed Profile)   |   2 Answers   |  Legal Topics: Bankruptcy
A lender has the right but no obligation to repossess a vehicle when the loan is in default. If the vehicle is a nuisance, file a motion to modify your Chapter 13 to allow you to junk the vehicle.
A lender has the right but no obligation to repossess a vehicle when the loan is in default. If the vehicle is a nuisance, file a motion to modify... Read More

Can I let them repossess this car and get a loan on another?

Answered 8 years and 7 months ago by Atty. Richard B. Jacobson (Unclaimed Profile)   |   6 Answers   |  Legal Topics: Bankruptcy
If your brother was a co-signer, and the lender lost anything on the deal, then the fact would likely appear on your brother's credit report. With a score in the 700's and a decent salary, you should be able to get a loan to purchase a replacement.
If your brother was a co-signer, and the lender lost anything on the deal, then the fact would likely appear on your brother's credit report. With a... Read More

Should I file motion for abandonment or reaffirm the loan to get the records cleared up so I can sell the house quickly?

Answered 8 years and 7 months ago by Dorothy G. Bunce (Unclaimed Profile)   |   4 Answers   |  Legal Topics: Bankruptcy
What records show the trustee still has an interest? Sure would have helped had you indicated whether your Chapter 7 case is still open or is closed I suspect you are receiving bad advice.
What records show the trustee still has an interest? Sure would have helped had you indicated whether your Chapter 7 case is still open or is closed... Read More

If they don't have my title only my registration, how do I find out if they put a lien on it?

Answered 8 years and 7 months ago by Kimberly Ann Fives (Unclaimed Profile)   |   3 Answers   |  Legal Topics: Bankruptcy
Check with DMV.
Check with DMV.

If they don't have my title only my registration, how do I find out if they put a lien on it?

Answered 8 years and 7 months ago by Dorothy G. Bunce (Unclaimed Profile)   |   3 Answers   |  Legal Topics: Bankruptcy
It sure would have to know who THEY might be. A creditor with a court judgment might be able to put a lien on your vehicle by registering the court judgment with DMV. But if you are looking for a real answer, you need to provide the volunteer attorneys with more details.
It sure would have to know who THEY might be. A creditor with a court judgment might be able to put a lien on your vehicle by registering the court... Read More

I am married, can I file bankruptcy to stop foreclosure if my name is only on the deed?

Answered 8 years and 7 months ago by Patrick William Currin (Unclaimed Profile)   |   5 Answers   |  Legal Topics: Bankruptcy
Yes, but keep in mind, the bankruptcy stay lasts for only 120 days, less if your case is dismissed before that for whatever reason.
Yes, but keep in mind, the bankruptcy stay lasts for only 120 days, less if your case is dismissed before that for whatever reason.

Will foreclosing on my home mortgage that was already defaulted on seven years in chapter 7 bankruptcy negatively affect my credit?

Answered 8 years and 7 months ago by Dorothy G. Bunce (Unclaimed Profile)   |   6 Answers   |  Legal Topics: Bankruptcy
It may not show up on your consumer credit report, but every mortgage lender will be aware that you went into foreclosure.
It may not show up on your consumer credit report, but every mortgage lender will be aware that you went into foreclosure.

Is my home exempt from bankruptcy?

Answered 8 years and 7 months ago by Richard N. Gonzales (Unclaimed Profile)   |   8 Answers   |  Legal Topics: Bankruptcy
$75K in equity is exempt, unless you are 60 or older, or disabled, or have a disabled dependent, in which case it is raised to $105K.
$75K in equity is exempt, unless you are 60 or older, or disabled, or have a disabled dependent, in which case it is raised to $105K.

Can I sue her for the past due balance or the remaining car balance?

Answered 8 years and 7 months ago by attorney Mr. Rex K. Daines   |   5 Answers   |  Legal Topics: Bankruptcy
Yes, if she has not already filed a bankruptcy you can sue her, but if she hasn't made car payments for that long she is probably headed towards bankruptcy and you don't want to waste your time or money pursuing her and then have her file a bankruptcy at that time. You should call her and ask her to sell the car and get the debt paid off.... Read More
Yes, if she has not already filed a bankruptcy you can sue her, but if she hasn't made car payments for that long she is probably headed towards... Read More

Can I sue her for the past due balance or the remaining car balance?

Answered 8 years and 7 months ago by Richard N. Gonzales (Unclaimed Profile)   |   5 Answers   |  Legal Topics: Bankruptcy
Yes.
Yes.

How can I save myself from bankruptcy if I am a co-signer on my brother's home and now he's filing for bankruptcy?

Answered 8 years and 8 months ago by attorney Mr. Christiaan Mauritz Van Niekerk   |   5 Answers   |  Legal Topics: Bankruptcy
You can not they are going to come after you now.
You can not they are going to come after you now.

If I just filed chapter 7 and I had an emergency come up and I was looking into a title loan, can I if it’s only been 3 days?

Answered 8 years and 8 months ago by Atty. Richard B. Jacobson (Unclaimed Profile)   |   5 Answers   |  Legal Topics: Bankruptcy
I assume the words you left out of the question were 'dismiss my chapter 7' case. You might be able to do so, but you need to make the request as soon as possible Your lawyer can prepare a motion stating that you filed 'improvidently,' or some other explanation which truthful and also likely to be persuasive.... Read More
I assume the words you left out of the question were 'dismiss my chapter 7' case. You might be able to do so, but you need to make the request as... Read More

If I just filed chapter 7 and I had an emergency come up and I was looking into a title loan, can I if it’s only been 3 days?

Answered 8 years and 8 months ago by Dorothy G. Bunce (Unclaimed Profile)   |   5 Answers   |  Legal Topics: Bankruptcy
In Chapter 7, you do not own any of your property until 30 days after your 341 meeting takes place and the bankruptcy trustee does not object to the exemptions you claimed on Schedule C.
In Chapter 7, you do not own any of your property until 30 days after your 341 meeting takes place and the bankruptcy trustee does not object to the... Read More

What can be done if my wife accidentally deposited state tax refund and we are supposed to give it to our bankruptcy trustee?

Answered 8 years and 8 months ago by Dorothy G. Bunce (Unclaimed Profile)   |   6 Answers   |  Legal Topics: Bankruptcy
Take the money out of the bank account and purchase a money order or cashiers check to send to the trustee. This happens fairly frequently. If the money has been spent, communicate with the trustee about making a prompt payment arrangement.
Take the money out of the bank account and purchase a money order or cashiers check to send to the trustee. This happens fairly frequently. If the... Read More

What can be done if my wife accidentally deposited state tax refund and we are supposed to give it to our bankruptcy trustee?

Answered 8 years and 8 months ago by Richard N. Gonzales (Unclaimed Profile)   |   6 Answers   |  Legal Topics: Bankruptcy
Call Trustee and work out a payment schedule.
Call Trustee and work out a payment schedule.
Bankruptcy
Ohio

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